Support the CRO with oversight of the risk profile and implementation/embedding of the risk management framework and risk appetite statement.
Act as risk subject matter expert for Non-Financial Risks, providing independent guidance to the first line and oversight for operational risk, operational resilience, outsourcing, change risk, technology, and other non-financial risks.
Oversee (from a second line perspective) project and new products, carrying out and reviewing risk assessments.
Act as second line subject matter expert to payments, savings and cards products.
Manage and oversee the work of other colleagues in the operational risk team, acting as their reporting line as required.
Oversee and potentially deliver parts of the second line assurance plan across all areas of the business, testing design and effectiveness of controls.
Write Terms of Reference, risk management policies and standards, and other governance documents for implementation by the first line.
Design, develop and improve MI and reporting packs to various committees and support committees to discharge their duties appropriately.
Assist with any other second line activities, adapting to changes typical in a growing bank.
Requirements
Strong knowledge of the UK’s banking regulatory framework, as well as industry best practice in the design and operation of systems and controls.
Solid experience in working within financial services in the UK, preferably in a challenger bank or in professional services.
Experience in enterprise risk management and operational risk.
Solid experience in payments and cards, preferably in a bank.
Capable of holistic oversight of systems and controls across a new bank, either in economic crime, compliance or risk.
Able to get into regulatory detail and cross reference with policy and practices.
Pragmatic and collaborative mindset, with an interest in working closely with all other parts of the business to embed a strong three lines of defence model.
Comfortable going outside your comfort zone and undertaking other second line related activities as required by the CRO.
Comfort with solo execution and managing people remotely.
High degree of comfort adopting new software tools for document drafting, collaboration and communication.
Strong writing skills; ability to draft clear and readable documents.