Griffin

Financial Crime

• Conduct comprehensive financial crime risk assessments across BaaS customer segments (fintechs, remittance firms, proptech, non-bank lenders) and product lines (embedded accounts, safeguarding, savings, client money). Identifying emerging financial crime risks and typologies relevant to BaaS business models
• Maintain and update the Business-Wide Financial Crime Risk Assessment (BWRA), ensuring it reflects the evolving risk landscape
• Provide independent challenge to First Line risk assessments, control self-assessments and business decisions
• Assess the adequacy and effectiveness of financial crime controls across the organisation by conducting thematic reviews and testing transaction monitoring scenarios, sanctions screening, and customer due diligence processes
• Provide real-time risk advice on new products, partnerships, and business initiatives
• Deliver training and guidance to First Line teams on financial crime risks and controls

Financial Crime Risk Manager

Risk

• Support the CRO with oversight of the risk profile and implementation/embedding of the risk management framework and risk appetite statement.
• Act as risk subject matter expert for Non-Financial Risks, providing independent guidance to the first line and oversight for operational risk, operational resilience, outsourcing, change risk, technology, and other non-financial risks.
• Oversee (from a second line perspective) project and new products, carrying out and reviewing risk assessments.
• Act as second line subject matter expert to payments, savings and cards products.
• Manage and oversee the work of other colleagues in the operational risk team, acting as their reporting line as required.
• Oversee and potentially deliver parts of the second line assurance plan across all areas of the business, testing design and effectiveness of controls.
• Write Terms of Reference, risk management policies and standards, and other governance documents for implementation by the first line.
• Design, develop and improve MI and reporting packs to various committees and support committees to discharge their duties appropriately.
• Assist with any other second line activities, adapting to changes typical in a growing bank.

Financial Crime Risk Manager

Head of Operational Risk