Credit Analyst
Greenbox Capital
full-time
Posted on:
Location Type: Remote
Location: Florida • United States
Visit company websiteExplore more
Salary
💰 $65,000 - $70,000 per year
About the role
- Conduct comprehensive credit reviews, including bank statements, tax returns, financial statements, and merchant/owner credit profiles
- Identify, assess, and resolve risk flags to determine creditworthiness and sources of repayment
- Apply underwriting judgment consistently within established credit policies
- Perform business due diligence using internal tools and third-party data sources to identify fraud or misrepresentation
- Execute risk-based pricing decisions aligned with portfolio performance goals and market conditions
- Collaborate with Sales, ISOs, and internal teams to communicate decisions clearly and professionally
- Manage competing priorities to meet service-level expectations
- Monitor industry trends and emerging risks, recommending improvements to policies, processes, or tools
Requirements
- Bachelor’s degree in Finance, Business, Economics, or a related field required
- 2+ years of experience in underwriting, credit analysis, or a related financial role
- Hands-on experience with cash flow analysis, credit risk assessment, and risk-based pricing
- Strong proficiency in Microsoft Office; advanced Excel skills preferred
- Experience working in Salesforce or a comparable CRM
- Solid understanding of underwriting principles, credit policy, and small business lending
- Ability to synthesize complex financial data into clear conclusions and recommendations.
Benefits
- Competitive Pay - We know your worth and we pay accordingly.
- Flexible PTO - Work hard, rest well. Take the time you need to recharge.
- Remote - Fully remote within the U.S., working Eastern Time hours to keep everyone aligned.
- Full Benefits Package - Health, dental, vision
- Smart, Supportive Teammates - Collaborate with sharp minds who are kind, driven and uphold our core values!
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisunderwritingcash flow analysiscredit risk assessmentrisk-based pricingfinancial statement analysisfraud detectiondata synthesisfinancial modelingportfolio performance analysis
Soft Skills
communicationcollaborationproblem-solvingtime managementdecision-makinganalytical thinkingattention to detailorganizational skillsprofessionalismadaptability