Commercial Credit Analyst II – Underwriting

GM Financial

Analyzing financial performance and creditworthiness of automotive dealerships at GM Financial. Supporting lending decisions and preparing credit recommendations while ensuring compliance.

Posted 7/7/2026full-timeIrving • Texas • 🇺🇸 United StatesMid-LevelSeniorWebsite

Tech Stack

Tools & technologies

SFDC

About the role

Key responsibilities & impact

**About the role:**
The Commercial Credit Analyst II – Underwriting is responsible for analyzing the financial performance and creditworthiness of automotive dealerships, preparing credit recommendations, and supporting lending decisions while ensuring compliance with company policies and risk management standards. This role partners with dealers and internal stakeholders to gather and evaluate financial data, mitigate risk, and deliver accurate credit proposals that support business growth and portfolio quality
**In this role you will: **
- Accurately analyze financial statements of automotive dealerships and affiliates including fixed charged coverage ratio, bank reconciliation, assigning accurate risk ratings and provide appropriate recommendations to mitigate risk
- Interfacing with customers and internal/external stakeholders to obtain data to complete analysis
- Prepare accurate and concise proposals/modifications for credit committee approval

Requirements

What you’ll need

**What makes You an ideal candidate? **
- Advanced knowledge of credit underwriting
- Extensive knowledge of accounting, financial statement analysis, cash flow and dealer workout
- Knowledge of dealership, fleet/commercial and indirect auto finance industry operations
- Knowledge of Microsoft Office
- Knowledge of reporting and analytics
- Knowledge of Salesforce.com
- Understanding of commercial lending with emphasis in captive automotive dealership financing
- Understanding of dealer operations
- Ability to interface with all levels of management
- Ability to make sound business decisions based on policies and procedures
- Able to meet deadlines
- Customer service skills
- Detailed oriented and capable of managing multiple opportunities simultaneously
- Excellent analytical skills
- Excellent oral/written communication and interpersonal skills
- Must be self-motivated and able to work independently
- High energy and fast paced environment subject to stressful situations
- Hybrid work arrangement, allowing work from the office and remotely

Benefits

Comp & perks

🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account GM Financial Website LinkedIn All Job Openings 5001 - 10000 employees Founded 1992 💸 Finance 👥 B2C 🤝 B2B Finance
B2C
B2B <GM Financial>GM Financial is General Motors' captive auto finance company providing retail and commercial vehicle financing, leasing, and related services to consumers, dealers, fleets, and investors. It offers prequalification, account management and mobile payment tools, EV financing, lease-end services, commercial and fleet lending solutions, and investor products (GM Financial Right Notes), supporting both consumer and business lending operations. Commercial Credit Analyst II – Underwriting Job not on LinkedIn 🔥 29 minutes ago 🏢🏡 Irving – Hybrid ⏰ Full Time 🟡 Mid-level 🟠 Senior 📋 Underwriter Apply Now Find Hiring Managers Customize resume + cover letter Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
**About the role:**
The Commercial Credit Analyst II – Underwriting is responsible for analyzing the financial performance and creditworthiness of automotive dealerships, preparing credit recommendations, and supporting lending decisions while ensuring compliance with company policies and risk management standards. This role partners with dealers and internal stakeholders to gather and evaluate financial data, mitigate risk, and deliver accurate credit proposals that support business growth and portfolio quality
**In this role you will: **
- Accurately analyze financial statements of automotive dealerships and affiliates including fixed charged coverage ratio, bank reconciliation, assigning accurate risk ratings and provide appropriate recommendations to mitigate risk
- Interfacing with customers and internal/external stakeholders to obtain data to complete analysis
- Prepare accurate and concise proposals/modifications for credit committee approval 🎯 Requirements
**What makes You an ideal candidate? **
- Advanced knowledge of credit underwriting
- Extensive knowledge of accounting, financial statement analysis, cash flow and dealer workout
- Knowledge of dealership, fleet/commercial and indirect auto finance industry operations
- Knowledge of Microsoft Office
- Knowledge of reporting and analytics
- Knowledge of Salesforce.com
- Understanding of commercial lending with emphasis in captive automotive dealership financing
- Understanding of dealer operations
- Ability to interface with all levels of management
- Ability to make sound business decisions based on policies and procedures
- Able to meet deadlines
- Customer service skills
- Detailed oriented and capable of managing multiple opportunities simultaneously
- Excellent analytical skills
- Excellent oral/written communication and interpersonal skills
- Must be self-motivated and able to work independently
- High energy and fast paced environment subject to stressful situations
- Hybrid work arrangement, allowing work from the office and remotely Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score Similar Jobs Field Underwriting Consultant – Construction, Middle Market P&C 🕒 February 10 Amerisure Insurance 501 - 1000 Website LinkedIn All Job Openings Field Underwriting Consultant providing specialized property and casualty underwriting consultation for Amerisure's teams. Enhancing underwriting expertise and ensuring alignment with profitability and premium goals. 🏢🏡 Irving – Hybrid ⏰ Full Time 🟡 Mid-level 🟠 Senior 📋 Underwriter View More Underwriter Jobs 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Privacy policy Terms of service Job board SEO course AI Apply Copilot OpenClaw job finder Find jobs using your resume Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

Financial AnalysisRisk AssessmentCredit Proposal PreparationCash Flow AnalysisAccounting Knowledge

Soft Skills

Interpersonal SkillsCommunication SkillsDetail OrientedSelf-MotivatedAbility to Meet Deadlines