Credit Specialist I – Contractor

GM Financial

. Accurately research Secretary of State websites on CVL Business Customers to validate business legitimacy and status, and record results in the CVL underwriting system.

Posted 5/19/2026contractArlington • Texas • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Accurately research Secretary of State websites on CVL Business Customers to validate business legitimacy and status, and record results in the CVL underwriting system.
Perform research to identify any existing/previous GM Financial vehicle loans/leases originated in either the CVL Business Customer’s and/or Guarantor’s name, and document results in the CVL underwriting system.
Request and capture Dunn & Bradstreet business reports and personal credit bureau reports within the CVL underwriting system on Business Customers and Guarantors.
Perform Lexis Nexis searches and capture results within the CVL underwriting system on Business Customers and Guarantors.
Conduct OFAC research of all identified Owners using Bridger Insight, and document results in the CVL underwriting system.
Create/Enter New Express Line of Credit requests through Salesforce as leads are provided by Commercial Credit Analyst I.
Assist with Auto Approval type Credit Applications.
Monitor Credit related group mailboxes and handle/route as appropriate.
Monitor Dealer Chats and forward information to necessary parties.
Review Lease Return emails and route to assigned CVAM.
Perform ad-hoc requests and tasks as assigned.

Requirements

What you’ll need

General knowledge of the vehicle financing process flow from dealer application submittal, credit analysis and decision making, through contract funding a plus.
Familiarity with business and consumer credit reports a plus.
Working knowledge of Microsoft Office products a plus.
Ability to manage assigned tasks and responsibilities with minimal supervision
Good verbal and written communication skills
Good analytical skills
Ability to work in a fast-paced environment and stressful situations
Ability to effectively interact with internal and external customers
High energy and fast paced office environment subject to stressful conditions and required deadlines.
Work schedule will include some nights, weekends, and holidays.
High School Diploma or equivalent required
Bachelor’s Degree preferred
Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection.

Benefits

Comp & perks

401K matching
bonding leave for new parents (12 weeks, 100% paid)
tuition assistance
training
GM employee auto discount
community service pay
nine company holidays

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

vehicle financing processcredit analysisDunn & Bradstreet reportspersonal credit bureau reportsLexis Nexis searchesOFAC researchExpress Line of Credit requestscredit applicationsAI toolsevaluating AI outputs

Soft Skills

communication skillsanalytical skillstask managementcustomer interactionability to work under stresshigh energyadaptabilityattention to detailtime managementteam collaboration

Certifications

High School DiplomaBachelor’s Degree