GM Financial

Commercial Credit Analyst I

GM Financial

full-time

Posted on:

Location Type: Hybrid

Location: Arlington • Texas • United States

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About the role

  • Analyze commercial credit applications to determine the degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit authority.
  • Some analysis of financial statements, collateral, debt service, personal financial statements and personal cash flow, as applicable to the size and complexity of the commercial transaction.
  • Develop and maintain business relationships with dealership personnel that ensure volume objectives and credit quality.
  • Effectively maintain consistent purchase policy based on dealer support, portfolio liquidation, and management direction.
  • Perform outbound calls to GM dealer body in an effort to educate on GM Financial Commercial products to increase and establish captive relationships.
  • Develop and maintain basic knowledge of CVL plans, products and programs.
  • Screen appropriate commercial parties to ensure GMF compliance with U.S Patriot Act.
  • Ensure all queues are worked to acceptable CVL service levels.
  • Support internal and external sales as required to complement sales activities.

Requirements

  • Bachelor’s Degree in Accounting, Finance or in related field Preferred
  • Ability to handle high call and application volumes and manage competing demands
  • Fast-paced office environment, subject to daily service level requirements
  • Strong focus on providing quality service to internal and external customers
  • May be required to work additional hours based on production demands requiring overtime
  • Limited travel may be required to support business needs
  • Previous automotive lending and/or credit buying experience Pref
Benefits
  • Generous benefits package available on day one to include: 401K matching
  • bonding leave for new parents (12 weeks, 100% paid)
  • tuition assistance
  • training
  • GM employee auto discount
  • community service pay
  • nine company holidays
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysisfinancial statement analysisrisk assessmentportfolio managementcommercial lendingcredit compliancecash flow analysiscollateral evaluationU.S. Patriot Act complianceautomotive lending
Soft Skills
relationship buildingcustomer servicetime managementcommunicationproblem-solvingadaptabilityattention to detailorganizational skillsteam collaborationdecision making
Certifications
Bachelor’s Degree in AccountingBachelor’s Degree in Finance