GM Financial

Risk Analyst II – Credit Risk Analytics

GM Financial

full-time

Posted on:

Location Type: Hybrid

Location: Fort Worth • Texas • United States

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Tech Stack

SQL

About the role

  • Risk Analyst II - Credit Risk Analytics is responsible for analyzing credit risk exposure related to consumer and commercial loan and lease acquisition activities.
  • Conducting analysis to mitigate credit risk, create and monitor credit policy, measure credit execution and credit structure.
  • Responsible for monitoring credit performance by region, credit center, and dealership.
  • Summarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable format.
  • Employ best practices of data analysis and validation to ensure data results are accurate.
  • Assist in the creation, maintenance and monitoring of origination credit policies, procedures and lending stipulations.
  • Understand how change to origination credit policy and lending environment can impact loan/lease volume as well as overall credit performance.
  • Proactively monitor and report relevant changes in origination trends and portfolio performance to management.
  • Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of finding, and presentation of results.

Requirements

  • Demonstrated understanding of data warehouses, data mining, reporting, data analysis and data visualization techniques
  • Advanced with Microsoft Excel, PowerPoint, and Word
  • Experience with respect to data analysis and spreadsheet modeling and/or reporting
  • Experience with coding (SAS or SQL preferred) for data mining and manipulation
  • Querying skills and knowledge in a data warehouse environment
  • Demonstrated quantitative skills
  • Ability to interact collaboratively and proactively with internal customers
  • Capable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlines
  • Understanding the metrics utilized in monitoring the performance of a consumer or commercial lending portfolio is a plus
  • 2-4 years’ experience working with complex Excel workbooks, querying large multi-table datasets, data analysis, and data presentation; the qualified candidate will also be able to demonstrate proficiency with the following tools: SAS and/or SQL, Microsoft Excel, PowerPoint, and Word Req
  • 2-4 years’ experience in consumer and/or commercial loan and lease origination analysis Pref
  • Bachelor’s Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field; degrees in non-quantitative fields considered with adequate work experience Required
  • Master’s Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field Preferred
Benefits
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Applicant Tracking System Keywords

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Hard Skills & Tools
data analysisdata miningdata visualizationquantitative skillscodingSASSQLspreadsheet modelingreportingquerying
Soft Skills
collaborative interactionproject managementtime managementability to work under pressurecommunicationanalytical thinkingproblem-solvingpresentation skillsattention to detailadaptability