Senior Credit Analyst
GM Financial
full-time
Posted on:
Location Type: Hybrid
Location: Westborough • Massachusetts • 🇺🇸 United States
Visit company websiteJob Level
Senior
About the role
- Evaluate credit risk by analyzing applicants’ credit history and financial data
- Make informed decisions on credit approvals
- Work closely with internal departments, automobile dealers, and external finance sources
- Ensure smooth credit processes
Requirements
- Knowledge of sales, credit and funding processes in consumer finance
- Knowledge of motor vehicle retail installment documentation
- Knowledge of the company’s credit policies
- Working knowledge of consumer credit, credit laws and regulations
- Knowledge of the retail automobile finance industry
- Knowledge of indirect retail auto financing
- Knowledge of State and Federal regulatory requirements
- Knowledge consumer finance and banking environment
- Strong analytical and problem solving skills
- Superior customer relations skills
- Effective communication skills including verbal, written, and presentation
- Sales skills necessary to develop and maintain productive dealer relationships
- Negotiation skills
- High School Diploma or equivalent required, Bachelor’s Degree preferred
- 2-3 years of relevant experience preferred
Benefits
- Generous benefits package available on day one to include: 401K matching
- bonding leave for new parents (12 weeks, 100% paid)
- tuition assistance
- training
- GM employee auto discount
- community service pay
- nine company holidays
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit risk evaluationcredit history analysisfinancial data analysisconsumer credit knowledgecredit laws and regulations knowledgeretail installment documentation knowledgeindirect retail auto financing knowledgeState and Federal regulatory requirements knowledgeconsumer finance knowledgebanking environment knowledge
Soft skills
analytical skillsproblem solving skillscustomer relations skillseffective communication skillssales skillsnegotiation skills
Certifications
High School DiplomaBachelor’s Degree