Employee Health and Benefits Analyst

Frost

Employee Health and Benefits Analyst at Frost analyzing health and benefits program data. Collecting reports, collaborating on financial analysis, and delivering exceptional client service.

Posted 5/13/2026full-timeAustin • Texas • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Collect data from various sources to create reports that show health and benefits program cost projections
Review the carrier underwriting process, ensuring that calculations are using correct rates and assumptions
Appeal incorrect carrier calculations, ensuring that rates are derived accurately
Work with client claims experience data to create reports showing budgeted vs. actual claims and any cost variances
Develop rate structure recommendations based upon trend analysis and data observation
Develop benchmarking reports that show how a specific client’s health and benefits program compares to industry and geographic peers
Examine multiple data points, giving clients a complete understanding of how various program factors compare to those at other organizations
Monitor and direct software analytics and tools
Create financial analysis plans and templates that can be utilized by personnel statewide when compiling and analyzing client information
Participate in client meetings, providing expertise when appropriate
Contribute ideas and knowledge during internal business development meetings
Analyze claims experience, utilization trends, and demographic data
Prepare monthly, quarterly, and annual reports and documentation for health insurance plans
Support forecasting activities for health insurance portfolios
Collaborate with underwriting and finance teams to illustrate assumptions and projections
Participate in special projects such as self-funded feasibility analysis and renewal projections
Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

Requirements

What you’ll need

Bachelor’s degree
5+ years experience with a major Health and Benefits firm
Experience with Health and Benefit claims projections and analysis
Strong underwriting and financial services knowledge
Ability to participate effectively in a team sales process, including the ability to give client presentations
Proficient in Microsoft computer applications, including advanced Excel skills
Experience with simulation and prediction generating software
Excellent written and verbal communication skills
Ability to obtain and maintain appropriate licenses as required by state regulations and Frost policies
10+ years experience with a major Health and Benefits firm

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

data analysisfinancial analysistrend analysisbenchmarkingclaims projectionsunderwritingcost projectionssimulation softwareprediction generating softwarereport creation

Soft Skills

team collaborationclient presentationscommunicationintegritycaringexcellencebusiness developmentproblem-solvingattention to detailanalytical thinking

Certifications

Bachelor's degreestate licenses