FHA Loss Analyst

Freedom Mortgage

. The Analyst will provide claims loss analysis reports weekly, monthly or as determined by management.

Posted 5/8/2026full-timeRemote • New Jersey • 🇺🇸 United StatesMid-LevelSenior💰 $43,000 - $50,000 per yearWebsite

About the role

Key responsibilities & impact

The Analyst will provide claims loss analysis reports weekly, monthly or as determined by management.
Complete loss analysis reviews to safeguard the servicer’s assets and insure compliance with insurer requirements
Analyze and rebut insurer curtailments for all government insured filed claims, including but not limited to conveyance, claims for advances, loss mitigation and non conveyance claims
Quality Control review for Default Claims, including supplemental claims to reduce loss exposure and provide loss analysis reports
Assist in compiling claims data for government claims audits, in addition reviewing auditors' findings and providing rebuttal responses
Complete monthly write offs of remaining balances once all claims and supplemental funds received on an account
Act as a subject matter expert to the claims department to insure compliance on all claims filings
Correspond with vendors and site employees
Act as a point of contact/liaison, ensuring that policies and procedures relating to invoicing and remittance are followed, including compliance with federal laws and regulations
Demonstrates professional behavior and teamwork, is punctual, dependable and adheres to Company policies and procedures
Maintain regular and punctual attendance.

Requirements

What you’ll need

High School diploma or equivalent required
Bachelor’s Degree from a Four (4) year College or University preferred
Minimum of five years of experience in the rebuttal of compensatory fees and curtailments process, investor claims processing, auditing and loss analysis reporting; or equivalent combination of education and experience.
Strong understanding of FHA, VA and GSE claims guidelines
Excellent organization skills
Attention to detail with a high level of accuracy
Excellent communication skills
Analytical and Problem Solving skills
Works well in a team environment
Ability to meet deadlines in a fast paced environment
Ability to manage time well and prioritize tasks
Microsoft Office experience and advanced Excel knowledge
Ability to effectively present information to supervisory, etc.
Ability to write reports and correspondence
Ability to read, analyze and interpret documents such as technical journals, financial reports, legal documents, policies and procedures
Ability to calculate basic financial figures and amounts
Proficient in computer skills and knowledge of word processing, spreadsheet, accounting, general ledger, accounts receivable, accounts payable, e-mail and internet software
Ability to define problems, collect data, establish facts, and draw valid conclusions
Ability to work with little supervision.
Ability to meet critical departmental and federal timelines with accuracy and efficiency.
Ability to build relationships with both internal and external clients/vendors.
Strong work and business ethics.

Benefits

Comp & perks

PTO
Medical
Dental
Vision
401(k) plan with company match
Life insurance
Long term and short-term disability options
FSA/HSA
Tuition reimbursement
Other voluntary benefits

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

claims loss analysisloss analysis reportingauditingrebuttal of compensatory feesinvestor claims processingFHA claims guidelinesVA claims guidelinesGSE claims guidelinesfinancial calculationsreport writing

Soft Skills

organizationattention to detailcommunicationanalytical skillsproblem solvingteamworktime managementprioritizationrelationship buildingwork ethics