Seller Credit Risk Manager

Freddie Mac

Credit Manager position responsible for managing credit risk at the Seller/Servicer level for Freddie Mac. Collaborating with internal teams to monitor and address sellers' credit profiles.

Posted 5/9/2026full-timePlano • Texas, Virginia • 🇺🇸 United StatesSeniorLead💰 $128,000 - $192,000 per yearWebsite

About the role

Key responsibilities & impact

Develop a strong understanding of assigned Sellers, Credit Risk Management objectives, loan programs, and operating procedures.
Deliver practical, risk-based solutions within established risk tolerances.
Monitor Seller credit risk, focusing on delivery profile trends and loan performance.
Identify emerging issues and recommend actions to sustain or improve credit quality.
Manage and strengthen internal and external relationships related to credit matters.
Partner with business and risk stakeholders on credit risk assessments and policy applications.

Requirements

What you’ll need

Bachelor's Degree or equivalent with 8+ years in mortgage industry-related roles
5+ years in credit risk management or underwriting to include expertise in mortgage credit risk, underwriting and seller/servicer eligibility
Strong command of GSE policy and Freddie Mac Seller/Servicer Guide requirements
Analytical and data-driven approach to risk assessment, along with interest in utilizing AI tools for efficiency improvement
Proven ability to build and manage relationships with sellers, servicers, and stakeholders utilizing strong written and oral communication skills

Benefits

Comp & perks

competitive compensation
market-leading benefit programs

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit risk managementunderwritingmortgage credit riskdata analysisrisk assessmentGSE policyFreddie Mac Seller/Servicer Guideloan performance monitoringrisk-based solutionscredit quality improvement

Soft Skills

relationship managementcommunication skillsanalytical thinkingproblem-solvingcollaborationstakeholder engagementinterpersonal skillswritten communicationoral communicationorganizational skills