Senior Credit Analyst
Fox Communities Credit Union
full-time
Posted on:
Location Type: Hybrid
Location: Appleton • Wisconsin • United States
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Job Level
About the role
- Assessing the creditworthiness and financial stability of commercial members
- Analyzing financial statements, income statements, balance sheets, cash flow statements, and other financial data
- Evaluating the credit risk of commercial members by assessing factors such as industry trends, market conditions, business performance, and management strength
- Compiling detailed credit proposals outlining the findings of the credit analysis
- Staying informed about industry trends, economic conditions, and regulatory changes
- Working closely with Loan Officer and other stakeholders to gather additional information
- Monitoring the performance of existing credit accounts
- Ensuring compliance with regulatory requirements, internal policies, and risk management guidelines
- Effectively communicating complex financial information and credit recommendations to decision-makers
Requirements
- Bachelor’s degree in finance, accounting, economics, or a related field
- Extensive experience in commercial credit analysis, preferably in a financial institution
- Knowledge of commercial lending practices, credit risk assessment, and financial statement analysis
- Strong analytical skills, attention to detail, and the ability to interpret complex financial data
- Excellent communication and interpersonal skills
- Proficiency in financial analysis tools and software as well as Microsoft Excel
Benefits
- medical
- dental
- vision
- life
- short term and long term disability insurance
- 401k (Roth and Traditional), which includes company contributions including match
- paid time off
- caregiver leave
- Paid Volunteer Time Off
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisfinancial statement analysiscredit risk assessmentcommercial lending practicesfinancial data interpretationfinancial modelingcash flow analysisincome statement analysisbalance sheet analysisregulatory compliance
Soft Skills
analytical skillsattention to detailcommunication skillsinterpersonal skillsorganizational skillsproblem-solving skillscollaborationdecision-makingreportingpresentation skills