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Senior Product Manager – US Payments
Form3Senior Product Manager at Form3 building US account-to-account payment products for banks. Leading product strategy, development, and customer engagement to drive business growth.
Posted 7/2/2026full-timeRemote • Connecticut, Florida, New Jersey, New York, North Carolina • 🇺🇸 United StatesSeniorWebsite
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in Product Management with a focus on US Payment Products, including the ability to define product strategy, manage product lifecycles, and ensure compliance with regulatory requirements. Strong capability in stakeholder management and collaboration with cross-functional teams to drive customer engagement and commercial success.
Highest-signal resume keywords
Product Management ExperienceUS Account-To-Account Payments KnowledgeProduct Development for Financial InstitutionsCommercial Mindset and Go-To-Market StrategyStakeholder Management and Communication Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
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Hard Skills
Product StrategyProduct Roadmap ExecutionProduct DevelopmentPricing StrategyMarket PositioningRegulatory ComplianceCustomer EngagementCompetitive AnalysisScalable Product DesignPayment Infrastructure Knowledge
Soft Skills
Stakeholder ManagementInfluencing SkillsCollaborationCommunication Skills
Industry Keywords
Wire PaymentsACH PaymentsRTPFedNowPayment CapabilitiesFinancial InstitutionsCustomer ExperienceCommercial SuccessMarket AdoptionPayment Scheme Compliance
About the role
Key responsibilities & impact- Define and execute the product strategy and roadmap for your US payment products, delivering measurable customer and commercial outcomes.
- Bring new payment capabilities to market, leading products from discovery through launch and ongoing optimisation.
- Partner with Engineering and Business Analysis to deliver scalable, high-quality products that meet customer and market needs.
- Build strong relationships with banks and financial institutions to uncover customer challenges and translate them into valuable product capabilities.
- Enable commercial success by supporting customer engagements, go-to-market initiatives and strategic sales opportunities.
- Shape product pricing, positioning and competitive differentiation to maximise market adoption.
- Ensure products remain compliant, competitive and aligned with evolving payment scheme and regulatory requirements.
- Work collaboratively across Product, Engineering and Commercial teams to deliver exceptional customer experiences and business growth.
Requirements
What you’ll need- 5+ years' Product Management experience.
- Strong knowledge of the US account-to-account payments landscape, in particular Wire, ACH and ideally RTP/FedNow.
- Experience building products for banks or financial institutions, either within a bank or a technology provider.
- Proven ability to take products from concept through launch and into live operation.
- Strong commercial mindset, with experience supporting pricing, go-to-market strategy and customer engagement.
- Knowledge of the competitive landscape for payment infrastructure.
- Comfortable working closely with Engineering to translate customer needs into scalable products.
- Excellent stakeholder management and communication skills, with the ability to influence across technical and commercial teams.
Benefits
Comp & perks- Flexible working patterns
- Part-time opportunities
- Competitive benefits package