Product Owner, Payments – Infrastructure

Flex

Lead the development of Flex's payments infrastructure, collaborating with Tier 1 banks and payment providers. Architecting multi-provider strategies for financial operations and money movement.

Posted 6/9/2026full-timeRemote • 🇺🇸 United StatesSeniorLeadWebsite

Tech Stack

Tools & technologies

Ruby on Rails

About the role

Key responsibilities & impact

Own major Tier 1 bank partner implementations and the broader bank partner strategy.
Architect the multi-provider payments stack across acquiring, international money movement, and partner banks.
Lead vendor selection across new payment rails as Flex scales domestically and internationally.
Partner to deliver our MTL acquisition process.
Own the product implications of the partner-licensed-to-directly-licensed transition.
Build the framework for international money movement across multiple corridors.
Represent Flex in technical and commercial negotiations with the largest financial institutions in the world.
Partner with engineering on the implementation cadence.

Requirements

What you’ll need

4 to 9+ years of payments-specific product experience.
You have personally owned vendor relationships and technical implementations with top-tier payment providers.
Money transmitter licensing transition experience is strongly preferred.
You can hold a technical conversation about ACH, wire, card rails, real-time payments, and cross-border money movement without needing translation.
You have negotiated with at least one Tier 1 bank or payment network and can walk us through what you learned.

Benefits

Comp & perks

remote work options.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

payments architecturevendor selectionmoney transmitter licensingACHwire transferscard railsreal-time paymentscross-border money movementtechnical negotiationsproduct management

Soft Skills

leadershipcommunicationstrategic thinkingnegotiationcollaborationproblem-solvingrelationship managementorganizational skillsadaptabilitystakeholder engagement