Fraud Risk Management Lead

Flex

Analytics professional responsible for credit decisions and portfolio management leveraging financial data interpretation. Supporting risk management strategies within the fraud risk management team.

Posted 5/9/2026full-timeRemote • 🇺🇸 United StatesSenior💰 $150,000 - $250,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Analyze new applicant data to support automated and manual credit decisioning
Work with data extracted from business financial statements, tax documents, and banking integrations
Leverage insights from adjacent product usage to evaluate risk profiles
Build dashboards or tools to surface real-time indicators for underwriting and fraud detection
Monitor account-level behavior post-origination, including spend and payment patterns, credit utilization, and engagement
Identify signs of weakening creditworthiness using internal data and third-party credit reports
Track and analyze delinquency trends and payment consistency to refine risk models and collections strategies
Support P&L analysis of the unsecured credit card product, including interchange income, interest revenue, rewards cost, and charge-off rates
Build models to evaluate customer lifetime value, profitability segmentation, and risk-adjusted returns
Assist in identifying drivers of loss and opportunities for margin improvement.

Requirements

What you’ll need

5–15 years of hands-on fraud risk management experience with direct ownership of detection and loss management across consumer and small business products
Deep subject matter expertise across all three fraud typologies — first-party, third-party, and synthetic identity
Fluent in the fraud signal stack: device fingerprinting, IP intelligence, identity graph analysis, behavioral biometrics, velocity rules, and ML-based anomaly detection
Understands DDA fraud vectors at a product level: ACH origination and return abuse, check fraud, Reg E dispute dynamics, and the intersection of payment fraud with account takeover
Analytically self-sufficient: proficient in SQL and Python or R
Familiar with the regulatory and compliance overlay on fraud: SAR filing thresholds, Reg E obligations, FCRA considerations for adverse action, and BSA/AML red flags that overlap with fraud patterns
Operates at a senior thinking level relative to peer cohort
Instinctively thinks from the other side of the table: models how a bad actor would exploit a product, policy gap, or verification weakness
High quantitative aptitude with strong intuition for when loss or dispute trends don't pass the smell test
High-energy, end-to-end owner who thrives in environments where detection infrastructure is still being built and the threat landscape is actively evolving
Effective communicator who can translate complex fraud dynamics — ring structures, synthetic identity clusters, bust-out cohorts — into crisp narratives for risk committees, product teams, and senior leadership.

Benefits

Comp & perks

🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account Flex Website LinkedIn All Job Openings 11 - 50 employees 💰 $100M Debt Financing on 2023-09 End-to-end finance platform for businesses. Fraud Risk Management Lead Job not on LinkedIn 🔥 2 minutes ago 🇺🇸 United States – Remote 💵 $150k - $250k / year ⏰ Full Time 🟠 Senior 🎲 Risk 🦅 H1B Visa Sponsor Apply Now Find Hiring Managers Customize resume + cover letter Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
Analyze new applicant data to support automated and manual credit decisioning
Work with data extracted from business financial statements, tax documents, and banking integrations
Leverage insights from adjacent product usage to evaluate risk profiles
Build dashboards or tools to surface real-time indicators for underwriting and fraud detection
Monitor account-level behavior post-origination, including spend and payment patterns, credit utilization, and engagement
Identify signs of weakening creditworthiness using internal data and third-party credit reports
Track and analyze delinquency trends and payment consistency to refine risk models and collections strategies
Support P&L analysis of the unsecured credit card product, including interchange income, interest revenue, rewards cost, and charge-off rates
Build models to evaluate customer lifetime value, profitability segmentation, and risk-adjusted returns
Assist in identifying drivers of loss and opportunities for margin improvement. 🎯 Requirements
5–15 years of hands-on fraud risk management experience with direct ownership of detection and loss management across consumer and small business products
Deep subject matter expertise across all three fraud typologies — first-party, third-party, and synthetic identity
Fluent in the fraud signal stack: device fingerprinting, IP intelligence, identity graph analysis, behavioral biometrics, velocity rules, and ML-based anomaly detection
Understands DDA fraud vectors at a product level: ACH origination and return abuse, check fraud, Reg E dispute dynamics, and the intersection of payment fraud with account takeover
Analytically self-sufficient: proficient in SQL and Python or R
Familiar with the regulatory and compliance overlay on fraud: SAR filing thresholds, Reg E obligations, FCRA considerations for adverse action, and BSA/AML red flags that overlap with fraud patterns
Operates at a senior thinking level relative to peer cohort
Instinctively thinks from the other side of the table: models how a bad actor would exploit a product, policy gap, or verification weakness
High quantitative aptitude with strong intuition for when loss or dispute trends don't pass the smell test
High-energy, end-to-end owner who thrives in environments where detection infrastructure is still being built and the threat landscape is actively evolving
Effective communicator who can translate complex fraud dynamics — ring structures, synthetic identity clusters, bust-out cohorts — into crisp narratives for risk committees, product teams, and senior leadership. Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score Similar Jobs Data Governance Lead 🔥 11 hours ago Hitachi 10,000+ employees 🤖 Artificial Intelligence ⚡ Energy 🚗 Transport Website LinkedIn All Job Openings Data Governance Lead responsible for implementing governance strategy and collaborating across teams. Ensuring data quality and compliance with various governance standards. 🇺🇸 United States – Remote ⏰ Full Time 🟠 Senior 🎲 Risk 🦅 H1B Visa Sponsor Lead Risk Specialist, Analyst 🔥 12 hours ago GE HealthCare 10,000+ employees 💊 Pharmaceuticals Website LinkedIn All Job Openings Lead Risk Specialist/Analyst managing healthcare credit risk for GE HealthCare. Evaluating financial performances and transactions while ensuring alignment with company’s risk appetite. 🇺🇸 United States – Remote 💵 $107.2k - $160.8k / year ⏰ Full Time 🟠 Senior 🎲 Risk 🦅 H1B Visa Sponsor Senior Cloud Governance Engineer 🔥 15 hours ago Rocket Mortgage 10,000+ employees 💸 Finance 💳 Fintech 🏠 Real Estate Website LinkedIn All Job Openings Senior Cloud Governance Engineer at Redfin designing and implementing AWS cloud governance and identity solutions. Collaborating with teams to ensure secure and cost-efficient cloud strategies. 🇺🇸 United States – Remote 💵 $150.2k - $183.5k / year ⏰ Full Time 🟠 Senior 🎲 Risk 🦅 H1B Visa Sponsor Medicare Risk Adjustment Manager – Southeast 🔥 16 hours ago CVS Health 10,000+ employees ⚕️ Healthcare Insurance 🛒 Retail 🧘 Wellness Website LinkedIn All Job Openings Manager, Risk Adjustment leading healthcare quality improvement initiatives for the Southeast Region at CVS Health. Focused on risk adjustment accuracy, collaborating with key value-based providers. 🇺🇸 United States – Remote 💵 $54.3k - $119.3k / year ⏰ Full Time 🟡 Mid-level 🟠 Senior 🎲 Risk Risk Adjustment Provider Engagement Lead 🕒 Yesterday Alignment Health 501 - 1000 ⚕️ Healthcare Insurance Website LinkedIn All Job Openings Risk Adjustment Provider Engagement Lead responsible for coding quality and provider education. Ensure compliance and accurate documentation for healthcare services with interdisciplinary team. 🇺🇸 United States – Remote 💵 $70.8k - $106.2k / year 💰 $135M Series C on 2020-03 ⏰ Full Time 🟠 Senior 🎲 Risk View More Risk Manager Jobs 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Privacy policy Terms of service Job board SEO course AI Apply Copilot OpenClaw job finder Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs

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Hard Skills & Tools

fraud risk managementSQLPythonRdevice fingerprintingIP intelligenceidentity graph analysisbehavioral biometricsML-based anomaly detectionrisk modeling

Soft Skills

analytical self-sufficiencyhigh quantitative aptitudeeffective communicationstrategic thinkingproblem-solvingownershipadaptabilityintuitioncollaborationnarrative translation