Flash

KYC Analyst, Junior

Flash

full-time

Posted on:

Location Type: Hybrid

Location: São Paulo • Brazil

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Job Level

Junior

About the role

  • Conduct KYC analyses to ensure customers meet internal policies and regulatory requirements (Res. BCB 96, Circular 3.978), reducing money laundering and terrorist financing (ML/TF) risk while maintaining a straightforward customer experience.
  • Execute onboarding and periodic reviews for individuals and legal entities (PF/PJ), maintaining complete files (identification, qualification, UBO, PEP/PEP-R, sanctions, negative media, and legal proceedings).
  • Apply the risk matrix and recommend Enhanced Due Diligence (EDD) when necessary.
  • Monitor triggers for customer information updates and support the handling of alerts related to customer records.
  • Ensure traceability: evidence, sources, date/time, and rationale for decisions.
  • Collaborate with Commercial, Customer Service, Legal, and Data teams to improve workflows and controls.
  • Identify opportunities for improvement (process, rule, data) and assist in standardization.

Requirements

  • Basic knowledge of AML/CFT and KYC (key concepts: UBO, PEP, sanctions, EDD, client data updates).
  • Critical data analysis skills (spreadsheets and simple queries - Microsoft Office); strong organization and attention to detail.
  • Clear, objective written communication; ability to work effectively in a team.
  • Consistently deliver high-quality analytical work.
  • Experience in banks, fintechs, or payment institutions.
Benefits
  • Flash Card (the beloved pink card!) with flexible benefits: meal, grocery, transportation, health, education, culture, and wellness
  • Health insurance
  • Life insurance
  • Extended maternity and paternity leave + childcare assistance
  • Day off on your birthday
  • Hybrid and flexible work model + home office allowance + in-office experiences
  • Exclusive partner discounts via the Flash app
  • TotalPass
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
KYC analysisAML/CFTEnhanced Due Diligence (EDD)data analysisspreadsheetsMicrosoft Officerisk matrixcustomer information updatesprocess improvementstandardization
Soft Skills
organizationattention to detailwritten communicationteamworkanalytical skills