Credit Products Specialist – I

Flagstar Bank

Credit Products Specialist at Flagstar Bank supporting underwriting and managing commercial credit relationships. Focused on financial analysis, risk assessment, and collaboration with Relationship Managers.

Posted 7/3/2026full-timeRemote • Texas • 🇺🇸 United StatesJuniorMid-Level💰 $83,426 - $136,922 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in financial analysis, credit underwriting, and risk assessment, with a strong ability to structure deals and support client needs. Proficient in financial modeling and credit decision tools, ensuring effective management of commercial credit relationships.

Highest-signal resume keywords

Credit UnderwritingFinancial AnalysisRisk AssessmentFinancial ModelingLoan Structuring

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisRisk AssessmentCredit UnderwritingPortfolio ManagementFinancial ModelingCredit Decision ToolsLoan StructuringCredit Agreements

Soft Skills

Effective CommunicationTeamwork

Industry Keywords

Commercial CreditCovenant ComplianceCredit PoliciesMarket TrendsCredit Risks

About the role

Key responsibilities & impact

Support underwriting, structuring, and management of commercial credit relationships
Assist RMs in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages
Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions
Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs
Stay informed on market trends, credit policies, and risk mitigation techniques

Requirements

What you’ll need

Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
2+ Years in credit underwriting, portfolio management, or a related field
Strong financial analysis and risk assessment abilities
Basic understanding of loan structuring and credit agreements
Proficiency in financial modeling and credit decision tools
Effective communication and teamwork skills

Benefits

Comp & perks

medical, dental, vision, life, and disability insurance
comprehensive leave program