Credit Products Specialist – Franchise Finance

Flagstar Bank

Credit Products Specialist managing underwriting and structuring of commercial credit relationships at Flagstar Bank. Providing financial analysis and risk assessment within the franchise finance sector.

Posted 6/17/2026full-timeRemote • Missouri • 🇺🇸 United StatesJuniorMid-Level💰 $72,189 - $118,776 per yearWebsite

About the role

Key responsibilities & impact

Support the underwriting, structuring, and management of commercial credit relationships
Assist sales in analyzing financial statements and preparing credit approval packages
Monitor financial trends and identify potential credit risks
Work alongside sales and credit teams to structure deals and support client needs
Stay informed on market trends and risk mitigation techniques
Perform special projects and adhere to compliance policies

Requirements

What you’ll need

Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
2+ Years in credit underwriting, portfolio management, or a related field
2+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
Strong financial analysis and risk assessment abilities
Basic understanding of loan structuring and credit agreements
Proficiency in financial modeling and credit decision tools
Effective communication and teamwork skills.

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Comprehensive leave program

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial analysisrisk assessmentcredit underwritingportfolio managementfinancial modelingcredit decision toolsloan structuringcredit agreements

Soft Skills

effective communicationteamwork