Credit Products Specialist I – ESOP Finance

Flagstar Bank

Credit Products Specialist I in ESOP Finance supporting underwriting, structuring, and management of commercial credit relationships. Analyzing financial statements and assessing borrower creditworthiness.

Posted 6/10/2026full-timeFoxboro • Massachusetts, North Carolina • 🇺🇸 United StatesJuniorMid-Level💰 $83,426 - $136,922 per yearWebsite

About the role

Key responsibilities & impact

Assist RMs in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages.
Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions.
Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs.
Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending.

Requirements

What you’ll need

Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
Minimum experience required: 2+ Years in credit underwriting, portfolio management, or a related field.
Strong financial analysis and risk assessment abilities.
Basic understanding of loan structuring and credit agreements.
Proficiency in financial modeling and credit decision tools.
Effective communication and teamwork skills.

Benefits

Comp & perks

medical, dental, vision, life, and disability insurance
a comprehensive leave program

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial analysisrisk assessmentcredit underwritingportfolio managementfinancial modelingcredit decision toolsloan structuringcredit agreements

Soft Skills

effective communicationteamwork