FREE ACCESS
5,000–10,000 jobs/day
See all jobs on JobTailor
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Credit Products Specialist II – Sponsor Finance
Flagstar BankManaging complex commercial credit transactions and underwriting while mentoring junior staff at Flagstar Bank in New York.
Posted 5/13/2026full-timeNew York City • New York • 🇺🇸 United StatesMid-LevelSenior💰 $104,198 - $169,816 per yearWebsite
About the role
Key responsibilities & impact- Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures within the assigned specialized vertical or region.
- Continuously monitor assigned portfolio to proactively identify credit risks, trends, and financial performance concerns.
- Partner with sales in negotiations and client discussions, ensuring alignment between client needs and risk appetite.
- Collaborate with legal teams to review and negotiate credit agreements, ensuring compliance with bank policies and risk management frameworks.
- Provide guidance to junior credit professionals, enhancing team capabilities and fostering a strong credit culture.
- Identifies and raises to leadership improvement areas in credit processes and procedures
- Uses independent judgement and discretion to make decisions regarding assigned portfolio
- Analyzes and resolves problems pertaining to the assigned portfolio.
Requirements
What you’ll need- Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 10+ years of equivalent experience
- Minimum experience required: 4+ Years in commercial credit analysis, underwriting, or portfolio management
- 4+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
- Advanced financial modeling and risk assessment expertise.
- Strong negotiation skills and ability to collaborate with clients.
- Experience structuring complex loan transactions.
- Ability to analyze macroeconomic trends and their impact on credit risk.
Benefits
Comp & perks- medical, dental, vision, life, and disability insurance
- comprehensive leave program
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisunderwritingportfolio managementfinancial modelingrisk assessmentloan structuringmacroeconomic analysis
Soft Skills
negotiationcollaborationproblem-solvingleadershipjudgmentdiscretion