Lead Allowance for Credit Losses Analyst

Flagstar Bank

Allowance for Credit Losses Analyst Lead managing estimations for loan and lease portfolio. Leading analysis and documentation while ensuring adherence to established methodologies and regulatory standards.

Posted 4/8/2026full-timeRemote • Missouri • 🇺🇸 United StatesSenior💰 $88,779 - $154,227 per yearWebsite

Tech Stack

Tools & technologies

Python

About the role

Key responsibilities & impact

Coordinate and lead the quarterly production of the Allowance for Credit Losses (ACL)
Lead analysis of key drivers impacting changes in the ACL
Partner with the Credit function and key stakeholders to support manager in developing qualitative adjustments
Oversee the preparation and maintenance of ACL documentation
Communicate ACL results to internal leadership and external stakeholders
Support manager in driving strategic initiatives to enhance the ACL framework
Maintain strong knowledge of relevant accounting standards and regulatory guidance

Requirements

What you’ll need

Undergraduate Degree (4 years or equivalent)
6+ Years in credit risk management, accounting, or related experience
Proficient in Python
Knowledge of CECL (Current Expected Credit Loss)
Experience in mid-size and large financial institutions
Experience with Alteryx platform

Benefits

Comp & perks

medical
dental
vision
life insurance
disability insurance
comprehensive leave program

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

PythonCECLcredit risk managementaccounting

Soft Skills

leadershipcommunicationcollaboration