Product Manager, Payment Optimization

Fiserv

Product Manager optimizing fraud mitigation, payment routing, and approval strategies for Fiserv, a global fintech and payments company. Driving product roadmaps, experimentation, and gateway integrations.

Posted 8/13/2026full-timeBerkeley Heights • New Jersey, New York • 🇺🇸 United StatesMid-LevelSenior💰 $100,000 - $165,600 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing the full product lifecycle for Fraud Mitigation solutions, including product development, performance tracking, and strategic roadmap execution. Proficient in analyzing payment processing workflows and utilizing analytical tools to drive product improvements and optimize approval rates.

Highest-signal resume keywords

Fraud Payments Ecosystem ExperienceProduct ManagementPayment Processing Workflow ExpertiseAnalytical Tools ProficiencyCard Network Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product DevelopmentRoadmap DevelopmentA/B TestingMultivariate TestingSQLSnowflakeSplunkAPI ProficiencyLookerTableau

Soft Skills

LeadershipNegotiationCollaboration

Tools & Technologies

Power BIPayment Method SelectionGateway Integrations

Industry Keywords

VisaMastercardAmerican ExpressNetwork TokensVault/TokenizationApple PayGoogle PayIncident RunbooksRoot-Cause AnalysisKPI Tracking

Tech Stack

Tools & technologies

SplunkSQLTableauVault

About the role

Key responsibilities & impact

Own Fraud Mitigation product or product line from conception through end of life, including product management, development, and business development
Manage, track, and report product performance throughout its lifecycle
Drive product development and improvements, including roadmap and statement-of-direction development
Own market-specific playbooks for issuer preferences, 3DS exemptions, network token adoption, routing rules, and retry windows
Tune strategies for NA, EU, LATAM, APAC, and MENA
Lead peers and dotted-line relationships through the project lifecycle
Own incident runbooks, root-cause analysis, and reliability KPIs with on-call partners
Prioritize features by quantified ROI and set OKRs tied to conversion lift and approval rate
Author PRDs and sequence diagrams for gateway integrations
Develop business cases for new product recommendations
Manage product development from concept, design, testing, and production deployment through commercialization
Negotiate between internal departments and clients to resolve problem statements and use cases

Requirements

What you’ll need

4+ years within the fraud payments ecosystem, including cards or digital wallets
4+ years of experience as a product manager
Proven experience leading complex projects and driving product roadmaps
Experience with Visa, Mastercard, and American Express card networks
Experience with network tokens, vault/tokenization, and Apple Pay or Google Pay
End-to-end payment processing workflow expertise, including authorization, capture, void, refund, success/decline codes, settlement, and reconciliation
Experience designing A/B and multivariate tests for payment-method selection, routing, and retries
Ability to quantify experimentation impact on authorization rate
Ability to define and track approval, capture, and chargeback rates and issuer/PSP performance KPIs
Ability to build Looker, Tableau, or Power BI dashboards and self-service views is a plus
Ability to monitor global trends and manage approval strategies by territory
Proficiency with analytical tools such as SQL, Snowflake, and Splunk
Proficiency with APIs
Must currently possess valid and unrestricted U.S. work authorization
Temporary visa holders, including F-1, OPT, CPT, STEM, H-1B, H-2, and TN, and candidates requiring current or future sponsorship will not be considered

Benefits

Comp & perks

Annual incentive opportunity, which may be delivered as a mix of cash bonus and equity awards
Equal Opportunity Employer
Reasonable accommodation support during the application and hiring process