
Senior Data Scientist – Fraud/Risk
Fiserv
full-time
Posted on:
Location Type: Hybrid
Location: Alpharetta • New Jersey • United States
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Salary
💰 $111,000 - $188,400 per year
Job Level
About the role
- Monetize Risk Intelligence: Architect and deploy production-grade AI/ML frameworks to monetize Fiserv’s unique data footprint into inventive risk scores and insights that detect identity, transaction, and business-level threats.
- Architect Financial AI: Build custom GenAI, NLP, and LLM models for high-velocity stream processing, focusing on extracting risk indicators and behavioral anomalies from structured transaction data and unstructured metadata.
- Next-Gen Frameworks: Implement LangChain and LlamaIndex to develop RAG and Agentic AI frameworks that enable institutional clients to query and interact with complex, multi-dimensional risk datasets.
- Quantitative Collaboration: Work in a high-performance team environment, collaborating with Product Managers, payment system experts, and Engineering to deploy and monitor production-grade AI and ML models.
- Strategic Synthesis: Distill complex quantitative risk insights into high-level investment and risk theses for executive leadership and sophisticated external stakeholders.
- Data Stewardship & Compliance: Partner with the Data Usage Committee, Model Governance, Legal, and Compliance teams to ensure data privacy and adherence to strict data usage rights within the DCS framework.
Requirements
- 7+ years of experience leveraging large scale datasets to develop tactical insights into fraud typologies such as ATO, Synthetic ID, and AML using ML, RAG, and NLP.
- 7+ years of experience formulating research problems, designing champion/challenger back-tests, and implementing production-ready solutions in a financial or high-growth tech environment.
- Experience with anomaly detection, credit risk modeling, and adversarial machine learning within merchant and banking ecosystems.
- Mastery of high-precision classification, anomaly detection, and clustering techniques, focusing on non-stationary time series analysis, Bayesian inference, causal analysis, and survival analysis to model risk probabilities, event timing, and evolving fraud trends.
- Expert proficiency in Python, SQL, and PySpark for high-volume transaction processing, with hands on use of Scikit-learn, XGBoost, LightGBM, and Deep Learning and Agentic AI frameworks for threat hunting, and graph databases like Neo4j or Tiger graph for fraud network analysis.
- Experience with Databricks and Snowflake, SageMaker or Azure ML, feature stores (e.g., Tecton, Feast) and streaming architectures (Kafka, Flink).
- Proficiency in tokenization and embeddings, with hands-on experience tuning and deploying Large Language Model architectures such as LLaMA, BERT, or Transformers.
- Bachelor’s degree in a quantitative field such as Computer Science, Mathematics, Artificial Intelligence, Financial Engineering, or Statistics.
Benefits
- Annual incentive opportunity, which may be delivered as a mix of cash bonus and equity awards
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
AI frameworksML frameworksGenAINLPLLM modelsanomaly detectioncredit risk modelingclassification techniquesBayesian inferencesurvival analysis
Soft Skills
collaborationstrategic synthesisquantitative analysis