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FIS

Head of Product – Reciprocal Deposits

FIS

Lead product build for Keystone Reciprocal Deposits at FIS, driving strategic product direction and execution methods.

Posted 7/30/2026full-timeNew York City • New York • 🇺🇸 United StatesLead💰 $151,020 - $256,740 per yearWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in product management for financial technology, with a focus on building scalable banking and payments solutions. Proficient in defining product strategy, managing cross-functional teams, and ensuring commercial success through effective communication and stakeholder engagement.

Highest-signal resume keywords
Product Management ExperienceFinancial Technology ProductsCross-Functional Delivery ManagementStrong Written Communication SkillsGTM Readiness and Adoption

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Product Strategy DefinitionRoadmap DevelopmentRequirements DocumentationUser Story CreationData Analysis and ReportingCompliance Evidence MechanismsPricing Inputs and MetricsProduct Controls DefinitionSettlement Evidence ManagementOperational Tooling
Soft Skills
Independent Operation in Ambiguous EnvironmentsStakeholder EngagementCollaboration with Engineering Teams
Tools & Technologies
APIsEvent OrchestrationAudit LoggingOperational Tooling
Industry Keywords
Reciprocal DepositsBank OnboardingTreasury ManagementPaymentsDeposit ProductsComplianceFinancial ServicesGTM StrategyCustomer Feedback LoopsCommercial Performance

About the role

Key responsibilities & impact
  • Define the product strategy for Reciprocal Deposits, including MVP scope, founder-bank pilot requirements, scale path, and commercial readiness gates.
  • Build the roadmap for allocation, reciprocal matching, capacity management, recall orchestration, settlement evidence, reporting, pricing telemetry, and support workflows.
  • Partner with GTM and Commercial teams to define founder-bank selection, network viability assumptions, and adoption path across priority FIS core clients.
  • Write high-quality PRDs, launch plans, operating requirements, user stories, acceptance criteria, and decision memos.
  • Own requirements for customer enrollment, bank onboarding, depositor exclusions, insurance cap enforcement, bank capacity profiles, allocation logic, and reciprocal matching.
  • Build product mechanisms for evidence: allocation reports, matching records, audit logs, exception histories, settlement outputs, and compliance exports.
  • Own the commercial success model for Reciprocal Deposits, including target customer segments, adoption path, packaging assumptions, pricing inputs, usage telemetry, and success metrics.
  • Define positioning, value proposition, buyer narratives, competitive framing, launch messaging, sales enablement, demo flows, and customer proof points with GTM and Marketing.
  • Convert product capabilities into customer-ready artifacts, including pitch materials, implementation narratives, FAQs, objection handling, pilot success criteria, and release communications.
  • Engage directly with bank treasury, operations, compliance, relationship management, CIO, and payments leaders.
  • Translate bank operating realities into scalable product capabilities, not one-off implementation commitments.
  • Validate user workflows for treasury teams, bank operations, relationship managers, compliance, audit, and FIS/Keystone operations.
  • Partner deeply with engineering and architecture on allocation services, matching logic, ledger semantics, APIs, event orchestration, identity, RBAC, maker/checker controls, audit logging, and operational tooling.
  • Own product decisions around net versus gross settlement evidence, ledger versus off-ledger accounting records, batch versus intraday processing, and exception/fallback handling.
  • Define product controls for pass-through recordkeeping support, reciprocal classification support, thresholds, exclusions, default handling, disclosures, and audit evidence.
  • Drive launch readiness for roles, limits, bank setup, settlement tests, monitoring, DR, support runbooks, escalation paths, and exception management.

Requirements

What you’ll need
  • 8+ years of product management experience.
  • Experience building platform, infrastructure, banking, payments, treasury, deposit, or financial technology products.
  • Experience working directly with engineering teams on highly technical systems.
  • Experience managing cross-functional delivery across product, engineering, legal, compliance, operations, support, finance, and GTM stakeholders.
  • Strong written communication skills, including PRDs, decision memos, launch plans, and executive-ready narratives.
  • Demonstrated ability to operate independently in ambiguous, regulated, and high-stakes environments.
  • Experience owning product outcomes beyond delivery, including adoption, GTM readiness, customer feedback loops, pricing inputs, launch metrics, or commercial performance.

Benefits

Comp & perks
  • A voice in the future of fintech
  • Always-on learning and development
  • Collaborative work environment
  • Opportunities to give back
  • Competitive salary and benefits