Senior Mortgage Loan Underwriter

First Merchants Corporation

Mortgage Loan Underwriter at First Merchants Bank analyzing and approving loan files. Evaluating compliance and credit worthiness based on established guidelines and policies.

Posted 7/11/2026full-timeRemote • Kentucky, Missouri, Ohio • 🇺🇸 United StatesSeniorWebsite

About the role

Key responsibilities & impact

Analyze, evaluate and approve or decline loan files for credit worthiness and compliance with all applicable guidelines and policies.
Review and validate the calculations submitted by the process.
Validate income used is calculated correctly.
Validate income used is acceptable.
Validate asset value calculations.
Collaborate with the processor prior to underwriting on loan files with difficult characteristics.
Provide feedback and guidance to processors and other underwriters to ensure continual learning.

Requirements

What you’ll need

High school diploma or equivalent (GED).
A minimum of fifteen (15) years of experience underwriting conventional, VA, FHA and Indiana Housing loans.

Benefits

Comp & perks

Base Pay PLUS Bonuses
Medical, Dental and Vision Insurance
401k
Health Savings and Flexible Spending Accounts
Vacation/Sick Time
Paid Holidays
Paid Parental Leave
Tuition Reimbursement
Additional Benefits

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

Loan UnderwritingCredit Worthiness AnalysisIncome ValidationAsset Value CalculationGuideline Compliance

Soft Skills

CollaborationFeedback ProvisionGuidance