Senior Appraisal Review Officer

First Financial Bank

Senior Appraisal Review Officer responsible for reviewing third-party appraisal reports for commercial lending and ensuring compliance with federal guidelines. Liaison between vendors and the bank in appraisal process.

Posted 6/26/2026full-timeCincinnati • Ohio • 🇺🇸 United StatesSenior💰 $100,000 - $150,000 per yearWebsite

About the role

Key responsibilities & impact

Perform reviews of appraisal and evaluation reports for all property types and value levels to ensure that market values developed for financially related transactions are reasonably supported, credible and compliant with federal and state regulations, USPAP, FIRREA, bank appraisal policies/procedures, and industry standards.
Manage the valuation process effectively from end to end, including engagement and communication with vendors to ensure timely delivery of the report; as well as, to resolve discrepancies and obtain revisions as needed, and acting as liaison for all communication between vendors and the bank.
Responsible for assisting management and team accomplish department goals.
Achieve and maintain a satisfactory level of department turn-around times, per the department’s service level agreement with the lines of business.
Responsible for adhering to SOX controls for appraisals and, along with management, meet with various bank executives and lines of business leadership in Sales, Credit, Compliance, Legal, Credit Risk, Audit and federal examiners as may be applicable.
Assist and train other team members and provide support in the review process.
Assist with development and implementation of departmental procedures.
Assist with drafting standards for Credit Policy relative to appraisals as required per Inter Agency Guidelines

Requirements

What you’ll need

General (commercial) appraisal certification.
Bachelor’s degree (B.A.); or equivalent combination of education and experience.
Ten years’ experience with commercial property appraisal, commercial property appraisal review, commercial collateral underwriting, and/or commercial property analysis and market conditions.
Professional Designation or advanced candidate for designation by an appraisal organization (AI, NAIFA, ASA, RICS, etc.)
Appraisal or review experience with a variety of property types.
Experience with complex and specialty property types is preferred (LIHTC, health care, hotel, special use, etc.).
Read and communicate findings of Environmental Assessment reports to ensure adherence with bank environmental policies/procedures.
Define problems, collect data, establish facts, and draw valid conclusions.
Identify and elevate critical issues in a timely manner.
Adapt to frequent policy/process changes.
Learn quickly and independently.
Compliance with support of bank’s strategic initiatives.

Benefits

Comp & perks

We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide .
Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

commercial property appraisalappraisal reviewcommercial collateral underwritingproperty analysismarket conditionsenvironmental assessmentdata collectionproblem definitioncritical issue identificationpolicy adaptation

Soft Skills

communicationteam supporttrainingproblem-solvingindependent learningadaptabilitycollaborationtime managementleadershiporganizational skills

Certifications

general appraisal certificationprofessional designation (AI, NAIFA, ASA, RICS)Bachelor's degree