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Junior Processor
Finance of AmericaJr Processor assisting Processing team with FHA Reverse mortgage loan applications in a timely manner. Ensuring compliance with company and regulatory requirements while aiding career advancement opportunities.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in reviewing FHA Reverse mortgage loan applications, ensuring compliance with federal, state, and company regulations. Proficient in utilizing Loan Origination Systems and maintaining high standards of customer service and teamwork.
Highest-signal resume keywords
FHA Reverse Mortgage Loan ReviewLoan Origination Systems FamiliarityRegulatory Compliance KnowledgeCustomer Service ExcellenceAnalytical Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Data EntryFinancial Document EvaluationCompliance ReviewMortgage Processing SkillsAppraisal OrderingTitle Report Review
Soft Skills
Excellent Communication SkillsDetail OrientedHighly OrganizedMulti-taskingStrong Interpersonal Skills
Tools & Technologies
Microsoft WordMicrosoft ExcelMicrosoft PowerPointMicrosoft Outlook
Industry Keywords
FHA GuidelinesLoan Application ProcessingFederal RegulationsState RegulationsInvestor Policies
About the role
Key responsibilities & impact- Partners with Processors to learn to review FHA Reverse mortgage loan applications.
- Reviews data to ensure compliance with company established policies, as well as regulatory requirements and loan terms.
- Oversees & maintains the submissions mailbox.
- Prepares pre-application and application packages for all channels.
- Ensures all data entry is updated or added into the loan origination system.
- Evaluates and understands the financial and credit documents being reviewed.
- Reviews data for compliance, appraisals and title reports.
- Responsible for ordering case numbers, appraisals and titles while adhering to all applicable guidelines.
- Partners with Processors to evaluate completeness of loan application and disclosures.
- Develops additional required mortgage processing skills, for the goal of career advancement.
- Remains current on all company requirements and federal and state regulations to ensure compliance.
- Ensures compliance with federal state, investor and company policies and procedures.
- Follows the Company standards for delivery of integrity, client focus, teamwork and respect for each individual in every interaction.
- Exhibits observable sense of urgency in the execution of all job functions and duties.
- Meets or exceeds levels of Customer Service delivery established by the Company.
- Meets all productivity standards as set by the Company.
- Performs other duties as assigned.
Requirements
What you’ll need- Familiarity with automated Loan Origination Systems and the mortgage industry.
- Excellent communication skills, verbal, written and presentation.
- Current knowledge of industry guidelines and procedures as well as federal, state and local regulations.
- Analytical skills.
- Detail oriented.
- Highly organized.
- Multi-tasking and prioritization skills necessary.
- Ability to work in a fast paced environment under time constraints.
- Ability to organize and coordinate projects.
- Excellent customer service skills.
- Ability to adapt to change quickly.
- Strong interpersonal skills and must be a team player.
- Highly proficient with Microsoft Word, Excel, PowerPoint and Outlook.
Benefits
Comp & perks- health insurance
- dental
- vision
- life insurance
- paid time-off benefits
- flexible spending account
- 401(k) with employer match
- ESPP