Senior Credit Risk Analyst

Finance of America

Responsible for performing audits to ensure compliance with HUD and other regulations. Join Finance of America to shape the future of reverse mortgage solutions.

Posted 6/16/2026full-timeRemote • 🇺🇸 United StatesSenior💰 $85,000 - $115,000 per yearWebsite

About the role

Key responsibilities & impact

responsible for performing audits to assess Finance of America’s compliance with HUD, state, and federal regulatory requirements
manages QC audits including, but not limited to, post funding, prefunding, auditing the auditor vendor reviews and denied loans to follow all applicable state, federal, agency and investor guidelines including HUD QC Plan requirements
manages question sets on the QC checklists including keeping question sets updated
ensures proper findings/issues are addressed properly in the LOS system by the underwriter
assists with the identification of potential areas for improvement through the completion of Quality Control audits
meets review timelines and performance metrics
communicates audit findings, as necessary, to related responsible parties
assists leadership with projects designed to improve the audit process
finalizes determination of audit findings
complies with all local and federal fair lending laws and net benefit requirements
performs other duties as assigned.

Requirements

What you’ll need

Minimum of 5 years related audit experience
demonstrated experience in mortgage operations in the areas of underwriting, quality control, servicing or internal audit; Reverse Mortgage experience a plus
experience as a Direct Endorsement (DE) Underwriter, Servicing or Insuring and Guaranty Specialist on HECM reverse mortgages required or the equivalent QC of DE underwriters and FHA, VA and Conventional Mortgage Products
recent general federal regulatory experience preferred
general knowledge of lending policies, procedures, practices, and documentation
knowledge of HUD guidelines a plus
demonstrated teamwork abilities
excellent verbal and written communication skills
strong analytical, critical thinking, and organizational skills
highly proficient with Microsoft Word, Excel, PowerPoint and Outlook
detail oriented and focused
ability to take initiative, work autonomously, and drive projects forward to completion
sound judgment and decision-making ability
analytical end-to-end thinking and problem-solving skills.

Benefits

Comp & perks

health, dental, vision, life insurance
paid time-off benefits
flexible spending account
401(k) with employer match
ESPP

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

audit experiencemortgage operationsunderwritingquality controlservicinginternal auditDirect Endorsement (DE) UnderwriterHECM reverse mortgagesfederal regulatory experiencelending policies

Soft Skills

teamworkverbal communicationwritten communicationanalytical skillscritical thinkingorganizational skillsdetail orientedinitiativesound judgmentproblem-solving