Lending Quality Assurance Analyst

Figure

Quality Assurance Analyst at Figure Lending performing QA reviews on lending products to ensure compliance and quality. Collaborating with cross-functional teams to enhance product offerings and customer experience.

Posted 5/7/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSenior💰 $72,160 - $108,240 per yearWebsite

About the role

Key responsibilities & impact

Perform Quality Assurance reviews on Figure’s lending products, such as HELOCs and DSCR loans
Assist with monthly QA/QC reporting, data analysis, and defect trending within QA/QC software and tools
Recommend underwriting and change-management enhancements based on QA audit results and industry/investor product changes
Underwrite Figure loan files for income calculations, assets, red flags, credit, and collateral.
Review file data integrity and identify defects in the loan production process
Perform credit analysis, ensuring all loans meet agency and investor eligibility
Review pre-closing loan documents to ensure compliance with all Federal, State, and local compliance requirements and regulations
Work closely with Lending Operations on trending defects and remediation

Requirements

What you’ll need

5+ years of quality assurance, post-closing, lending operations, or related experience
Underwriting experience is a plus
Bachelor’s Degree
Ability to handle several projects at once while staying organized, detail-oriented, and diligent
Ability to work effectively across functions to achieve common goals
Strong communication skills - ability to articulate verbally and in writing, plans, processes, policies, and issues to stakeholders
Ability to thrive in a fast-paced startup environment
Experience navigating and applying Fannie Mae conforming, and investor and aggregator and non-conforming underwriting guidelines
Competency in, and understanding of investor, rating agency, and third-party review requirements
Knowledge regarding federal and multi-state regulations impacting the mortgage industry a plus
Strong analytical skills, attention to detail, and time management
Ability to handle multiple assignments in a high-production, timeline-sensitive environment with minimal supervision
Excellent verbal and written communication
Proficient in Microsoft Office products, especially Excel, as well as QA testing software

Benefits

Comp & perks

Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
Employer-paid life and disability insurance
11 observed holidays and PTO plan
Up to 12 weeks of paid family leave
Continuing education reimbursement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

quality assuranceunderwritingcredit analysisdata analysisdefect trendingloan production processcompliance reviewincome calculationsassets evaluationcollateral assessment

Soft Skills

organizational skillsdetail-orientedstrong communicationability to work across functionstime managementanalytical skillsdiligenceability to thrive in fast-paced environmentsability to handle multiple assignmentsarticulation of plans and processes

Certifications

Bachelor’s Degree