Director of Credit Risk

Fig

Director of Credit Risk managing credit risk strategies in a high-growth FinTech company. Leading data-driven decisions to optimize risk and return within an expanding portfolio.

Posted 4/20/2026full-timeToronto • 🇨🇦 CanadaLead💰 CA$130,000 - CA$170,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Create and direct the credit risk roadmap to safely steer Fig’s high-growth portfolio through changing economic cycles.
Use predictive modeling and data mining to find the "sweet spot" between growth and portfolio quality.
Manage client acquisition and management strategies, risk segmentations, predictive models, pre-qualified offer targeting, loss forecasting, loss mitigation, and portfolio monitoring.
Identify opportunities to leverage digital signals, automation and AI to revolutionize risk scoring and investigative workflows.
Partner with Product and Engineering to ensure the seamless implementation and real-time monitoring of automated adjudication logic.
Standardize documentation, refine Key Risk Indicators (KRIs), and mentor a results-oriented team of analysts.

Requirements

What you’ll need

6 or more years of experience in Credit Risk management and/or related data analysis in a financial services, FinTech, lending and/or technology company.
Strong proficiency in Python and SQL is required.
Working knowledge of regression analysis, decision trees, loss forecasting, and statistical design of experiments.
The ability to translate complex data into clear, professional narratives for Senior Management.
You thrive in fast-paced environments with limited structure and have a shared sense of purpose to "Get Stuff Done" (#GSD).
Experience managing and developing team members and ability to prioritize and execute across competing priorities

Benefits

Comp & perks

Competitive compensation: $130,000 – $170,000 base + bonus.
Retirement savings program with employer matching.
Comprehensive medical, dental, and vision group insurance, as well as health and wellness spending accounts.
Generous time off to help you recharge.
Parental top-up to support your growing family.
Continuing education stipend to support your professional development.

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Hard Skills & Tools

PythonSQLpredictive modelingdata miningregression analysisdecision treesloss forecastingstatistical design of experimentsrisk segmentationautomated adjudication logic

Soft Skills

communicationteam managementprioritizationexecutionadaptabilitymentoringresults-orientednarrative translationcollaborationproblem-solving