Credit Analyst – Corporate Underwriting

Fifth Third Bank

Credit Analyst responsible for underwriting and financial analysis at Fifth Third Bank. Evaluating credit risks, ensuring data integrity, and preparing credit approval memos for loans and ancillary products.

Posted 7/27/2026full-timeCharlotte • North Carolina, Ohio • 🇺🇸 United StatesJunior💰 $NaN per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, including the preparation of credit approval memos, financial modeling, and risk assessment. Proficient in maintaining data integrity and compliance with credit policies while effectively communicating findings and recommendations.

Highest-signal resume keywords

Credit AnalysisFinancial ModelingRisk AssessmentMicrosoft Office ProficiencyProblem-Solving Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Approval MemosProjection ModelsUnderwriting ProcessBorrowing Entity PD RatingsObligation LGD Ratings

Soft Skills

Verbal CommunicationWritten CommunicationAttention to DetailAnalytical SkillsTime Management

Industry Keywords

Commercial BankingCorporate BankingCredit PoliciesFinancial AnalysisRisk Analysis

About the role

Key responsibilities & impact

Prepare succinct credit approval memos with minimal errors, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.
Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU teamworks to identify and resolve required edits or corrections
Responsible for running projection models with assumptions provided
Responsible for completing underwriting process with limited oversight
Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports
Take appropriate action to resolve data, documentation, or analysis deficiencies and escalate questions to the appropriate level
Identify emerging risks or negative trends and escalate appropriately.
Maintain a working knowledge of Bancorp credit policies, guidelines and procedures.
Perform Borrowing Entity PD Ratings and Obligation LGD Ratings.
May assist with training and onboarding of new employees
May support special projects or ad hoc analysis as assigned by management

Requirements

What you’ll need

Bachelor's degree in Business (e.g. Business Administration, Economics, Finance, or Accounting)
1+ years of Commercial or Corporate Banking credit analysis experience.
Sound Financial and risk analysis understanding
Strong verbal and written communication skills
Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail.
Proficient in all Microsoft Office software

Benefits

Comp & perks

Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.