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Commercial Core Underwriter – Portfolio Manager
Fifth Third BankCommercial Core Underwriter & Portfolio Manager managing business portfolios and recommending credit decisions at Fifth Third Bank. Collaborating with stakeholders to ensure optimal loan structures and risk management.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in credit analysis and loan review within Commercial Banking, with a strong focus on financial and risk analysis, effective communication, and collaboration with stakeholders. Proficient in executing credit decisions and adapting to market dynamics while ensuring compliance with lending processes.
Highest-signal resume keywords
Credit AnalysisLoan ReviewFinancial AnalysisRisk AnalysisCommunication Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit Decision MakingLoan StructuringCollateral ValuationRisk Rating AnalysisUnderwriting Criteria Analysis
Soft Skills
Analytical SkillsCritical ThinkingProblem SolvingCollaboration
Tools & Technologies
Credit Lending ProcessFinancial Applications
Industry Keywords
Commercial BankingDue DiligenceFinancial CovenantsMarket Dynamics
About the role
Key responsibilities & impact- Accountable for managing and monitoring a portfolio of accounts.
- Review and recommend credit decisions.
- Partners with the Relationship Manager, forming the “coverage team.”
- Ensure loan structure is correct regarding borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants.
- Value collateral.
- Expected to contribute to work flow or process change and redesign, and to form a strong basic understanding of the Credit Lending process.
- Focus on execution within defined credit lending process.
- Perform final risk rating analysis.
- Capture and document credit decisions, conditions, and modifications.
- Perform Monitoring action and conduct periodic relationship Review.
- Execute decisions to renew or modify deals.
- A focus on continuous learning to keep up with ever-changing market dynamics.
- Analyze new credit requests and Provide loan decisions and/or credit recommendations based on a review of all underwriting criteria, including loan structure, collateral, interest rate, and fees.
- Effectively communicate loan decision to loan originator (Relationship Manager).
- Identify and review all necessary due diligence items.
Requirements
What you’ll need- Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
- At least 3 years credit analysis and/or loan review experience in Commercial Banking.
- Strong analytical skills and critical thinking skills.
- Strong verbal and written communication skills.
- Ability to partner with all deal stakeholders including relationship manager, sales and credit teams.
- Expertise in financial and risk analysis.
- Demonstrated expertise in using effective problem solving.
- Proficient with technology and ability to learn new applications.
Benefits
Comp & perks- Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
- You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.