Associate / VP – ABS Structuring & Modeling

Fifth Third Bank

Provide analytical support across Asset-Backed Securities transactions within Fifth Third Bank. Collaborate on structuring, cash flow modeling, and investor interactions across various asset classes.

Posted 7/24/2026full-timeNew York City • New York • 🇺🇸 United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Asset-Backed Securities (ABS) structuring and cash flow modeling, with strong analytical skills in bond analysis and collateral analytics. Proficient in financial modeling and familiar with rating agency methodologies and market dynamics.

Highest-signal resume keywords

Structured Finance ExperienceCash Flow ModelingExcel ProficiencySQL ProgrammingFINRA Series 7, 63, and 79 Licenses

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Cash Flow AnalyticsBond StructuringABS Transaction ModelingCredit Enhancement FeaturesRating Agency Stress ScenariosCollateral AnalyticsBreakeven AnalysisSensitivity AnalysisWaterfall MechanicsQuantitative Analysis

Tools & Technologies

ExcelIntexBloombergSQLPythonVBA

Certifications & Qualifications

FINRA Series 7 LicenseFINRA Series 63 LicenseFINRA Series 79 License

Industry Keywords

Asset-Backed SecuritiesSecuritizationTransportation AssetsConsumer AssetsDigital InfrastructureInvestment BankingAccountingAdvisory FirmRating AgencyMacro Market Understanding

Tech Stack

Tools & technologies

PythonSQLVBA

About the role

Key responsibilities & impact

This role provides analytical and execution support across Asset-Backed Securities (ABS) transactions, assisting with structuring and cash flow modeling across multiple asset classes, including transportation (aircraft, container, rail), auto, consumer assets, equipment, music/TV/film royalties, and digital infrastructure.
The position supports both public market issuances and private placement transactions and works closely with senior structurers, originators, and distribution teams across the ABS platform.
This role supports the development of bond structures and cash flow models for pitches and marketing materials, assists in reviewing transaction documentation, and contributes to interactions with rating agencies and accounting firms.
The role also helps respond to investor questions related to deal structure and cash flow analytics in coordination with senior team members.
Responsibilities include supporting bond analysis, assisting with modeling rating agency stresses, performing breakeven analysis, and conducting detailed cash flow analytics.
This role serves as a core analytical resource supporting the ABS structuring, origination, and distribution process.

Requirements

What you’ll need

4+ years of experience in structured finance, preferably at an investment bank, accounting or advisory firm, or rating agency.
Degree in Math, Computer Science, Engineering, Finance or other quantitative discipline.
Track record of structuring ABS warehouse and securitization transaction modeling.
Proficiency in Excel (complex formula), Intex, Bloomberg.
Basic programming skills (e.g. SQL, Python, VBA) a plus.
Strong understanding of cash flow waterfall mechanics, credit enhancement features, rating agency stress scenarios.
Prior experience with transportation (aircraft, container, and rail) and consumer assets (subprime auto) preferred along with exposure to digital infrastructure assets.
Experience with collateral analytics, including generating stratification tables, replines, and other analytical outputs from data tapes.
Familiarity with rating agency methodologies, including stress-case modeling and sensitivity analysis.
Understanding of macro market, rates, and hedging.
Knowledge of financing facilities (warehouse, term loan, portfolio).
FINRA Series 7, 63, and 79 licenses preferred; candidates without active licenses must be willing to obtain them within a reasonable timeframe.

Benefits

Comp & perks

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.