Mortgage Loan Originator

Fifth Third Bank

Mortgage Loan Originator at Fifth Third Bank originating residential mortgage loans for outside referrals and maintaining customer relationships. Achieving sales objectives and managing risks throughout the loan process.

Posted 7/24/2026full-timeWorthington • Ohio • 🇺🇸 United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in residential mortgage loan origination, processing, and closing, while maintaining compliance with federal lending regulations. Proven ability to manage customer relationships and referral sources effectively to drive sales and enhance customer experience.

Highest-signal resume keywords

Mortgage Lending ExperienceKnowledge of Lending GuidelinesCustomer Service SkillsSales TechniquesS.A.F.E. Act Registration

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Residential Mortgage ProcessingUnderwriting ProceduresClosing ProceduresFannie Mae Form 1003Loan ProspectorPipeline ManagementRisk ManagementDocumentation CollectionManagement ReportingLoan Product Knowledge

Soft Skills

Organizational SkillsWritten Communication SkillsVerbal Communication SkillsTeamwork SkillsDesire to Excel

Tools & Technologies

Laptop for CommunicationCredit Report AccessDaily Rates Access

Certifications & Qualifications

S.A.F.E. Act RegistrationNMLS Registration

Industry Keywords

Residential Mortgage LoansConventional LendingGovernment LendingFederal Lending RegulationsReferral Sources

About the role

Key responsibilities & impact

Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals.
Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives.
Assumes overall responsibility for the residential mortgage loan from application to closing.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.
Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.
While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
Develop referral contacts (realtors, builders, professional and personal contacts).
Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
Follow defined protocol for escalation exceptions.
Take applicant applications by completing Fannie Mae form 1003 on the laptop.
Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
Manage pipeline for all originated loans through closing and complete required management reports.
Communicate with branches and/or applicants of providing timely updates and progress reports.
Maintain high levels of customer service while managing each applicant's and support staff's expectations.
Attend and participate in all Consumer Lending meetings as required by management.

Requirements

What you’ll need

High school diploma or equivalent mandatory.
Four-year college degree preferred.
Knowledge of conventional and/or government lending guidelines.
Knowledge of residential mortgage processing, underwriting, and closing procedures.
Knowledge of federal lending regulations governing real estate lending.
Must have at least 2 years of mortgage lending experience.
Must have an established book of local referral sources.
Must have existing mortgage sales of $1 million per month.
Demonstrated organizational skills.
Strong written and verbal communications skills.
Demonstrated teamwork and customer service skills.
Proven computer skills.
Basic sales technique skills.
Strong desire to excel in a competitive environment.
This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).

Benefits

Comp & perks

Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance.
More information can be obtained upon request.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.