Credit Analyst

Fifth Third Bank

Credit Analyst responsible for underwriting and monitoring credit while identifying risks and performing analytical activities at Fifth Third Bank. Drafting credit approval documents and support during portfolio reviews.

Posted 6/10/2026full-timeCharlotte • North Carolina, Ohio • 🇺🇸 United StatesJuniorMid-LevelWebsite

About the role

Key responsibilities & impact

Completing daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues
Drafting credit approval documents and review memos for loans and other ancillary products
Building proficiency in underwriting, completing the underwriting process from beginning to end with limited oversight on increasingly complex credits
Attending and supporting Portfolio Reviews
Proactively monitoring Credit Excellence and initiating collection of financial statements for upcoming renewals and periodic reviews
Preparing succinct credit approval memos with minimal errors, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions
Completing ongoing portfolio monitoring, including covenant tracking, financial statement reviews, and running risk rating models
Identifying and determining monitoring analysis activities required
Verifying covenants and defining updates needed on ticklers
Monitoring covenant completion and tracking past due or out of compliance covenants and recommending appropriate course of action
Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team

Requirements

What you’ll need

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
2+ years of Commercial Banking credit experience
Sound Financial and risk analysis understanding, including the ability to develop financial models
Extensive Knowledge of banking products and services
Knowledge of corporate business structure and legal documents
General knowledge of U.S. government and regulation
Proficiency in internal banking applications
Strong verbal and written communication skills
Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail
Proficient in all Microsoft Office software.

Benefits

Comp & perks

Comprehensive benefits programs designed to support the individual needs of employees and their families, encompassing physical, financial, emotional and social well-being.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

underwritingcredit analysisfinancial modelingportfolio monitoringcovenant trackingrisk rating modelscredit approval documentationfinancial statement reviewsanalytical activitiescredit risk assessment

Soft Skills

problem-solvinganalytical skillscommunication skillsattention to detailtime managementcollaborationorganizational skillsproactive monitoringsupporting portfolio reviewsprioritization