Credit Analyst II – TMT

Fifth Third Bank

Credit Analyst II supporting daily duties of underwriting and credit monitoring at Fifth Third Bank. Responsible for risk analysis while collaborating with Portfolio Managers on financial modeling.

Posted 5/13/2026full-timeChicago • Illinois, North Carolina • 🇺🇸 United StatesMid-LevelSenior💰 $53,400 - $109,500 per yearWebsite

About the role

Key responsibilities & impact

Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed.
Use critical thinking to identify and draft documentation.
Responsible for regularly completing indicative credit information into Banking Systems with little to no errors.
Responsible for preparing risk-rating scorecard and tickler event analysis and determining actions based on results working in collaboration with PM's.
Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations.
Identify and determine monitoring analysis activities required.
Verify covenants and define updates needed on ticklers.
Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action.
Responsible for assessing covenant compliance reporting and identifying issues.
Review covenant compliance certificates to understand performance and determine actions.
Update financial covenants and calculations as needed.
Run Probability of Default (PD) model with oversight.
Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team.
Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight.
Prepares ALSR reports with oversight.
Responsible for running risk and projection models with oversight assumptions provided.
Responsible for completing underwriting process with limited oversight.
Create and complete a CAM with little to no errors.
Review and re-write renewals for deals of limited complexity.
Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings.
Support Portfolio Managers and special projects.
Takes appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary.
May assist with training of new employees.
May work on special projects as assigned by management.

Requirements

What you’ll need

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
Experience in accounting and proficiency in Excel are ideal.
Sound Financial and risk analysis understanding, including the ability to develop financial models.
Extensive Knowledge of banking products and services.
Knowledge of corporate business structure and legal documents.
General knowledge of U.S. government and regulation.
Knowledge of the local or regional market preferred, but not required.
Proficiency in internal banking applications.
Strong verbal and written communication skills.
Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks.
Proficient in all Microsoft Office software.

Benefits

Comp & perks

Our Total Rewards include comprehensive benefits and differentiated compensation offerings.
Extensive benefits programs designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial modelingrisk analysiscredit analysiscovenant complianceportfolio managementProbability of Default (PD) modelunderwriting processanalytical tasksrisk-rating scorecardfinancial covenants

Soft Skills

critical thinkingproblem solvinganalytical skillscommunication skillsorganizational skillscollaborationattention to detailtime managementtrainingremedial actions