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Commercial Equipment Finance Representative IV
Fifth Third BankCommercial Equipment Finance Rep handling leasing customer relations and business development. Focused on risk management and compliance within bank's policies and guidelines.
About the role
Key responsibilities & impact- Solicits, develops, and manages credit relations with leasing customers
- Initiates contacts for developing new sources of business
- Cultivates and maintains relationships with numerous sources of new business
- Arranges personal meetings with prospects to explain leasing services, rates, and terms of lease agreements
- Interviews prospective lessees to develop background information to determine acceptable credit risk
- Communicates subsequent investigation results to lessees and initiates lease contract formation where applicable
- Coordinates the appraisal of equipment to be leased
- Ensures collateral is evaluated within standard practices
- Prepares market competitive and profitable lease quotes
- Structures, designs, and proposes viable lease transactions
- Works closely with tax and legal specialists to ensure compliance with applicable laws and regulations
- Manages ongoing customer relationships by monitoring market conditions
Requirements
What you’ll need- Bachelor's degree preferred
- 7+ years of experience with a finance/leasing company in sourcing, developing, and closing lease transactions
- Excellent organizational skills
- Independent self-starter and proactive marketer
- Ability to build and maintain long-term relationships with lessors and senior level management with appropriate companies in region
- Polished professional sales, marketing, and presentation skills
- Excellent oral and written communication skills
- Comprehensive financial analysis and financial selling skills (knowledge of FASB 13, cash flow, balance sheet, and profit and loss effects of leasing)
- Excellent working knowledge of word processing, spreadsheet, and pricing software
- Expertise with the HP12C or HP17B calculator.
Benefits
Comp & perks- Comprehensive benefits
- Differentiated compensation offerings
- Total Rewards programs
- Opportunities for professional development
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial analysisfinancial sellinglease transactionscredit risk assessmentmarket competitive lease quoteslease contract formationappraisal coordinationcollateral evaluationFASB 13 knowledgecash flow analysis
Soft Skills
organizational skillsself-starterproactive marketingrelationship buildingsales skillsmarketing skillspresentation skillsoral communicationwritten communicationcustomer relationship management
Certifications
Bachelor's degree