Portfolio Manager II – Energy

Fifth Third Bank

. Accountable for managing a portfolio of accounts .

Posted 4/9/2026full-timeHouston • Colorado, Texas • 🇺🇸 United StatesMid-LevelSenior💰 $82,100 - $172,500 per yearWebsite

About the role

Key responsibilities & impact

Accountable for managing a portfolio of accounts
Review and recommend credit decisions
Partners with the Relationship Manager, forming the "coverage team" to meet with clients and participate in business development calls
Assess prospective client's viability for credit
Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
Value collateral
Generate commitment letters
Assist in providing business partners credit lending policy interpretation
Perform final risk rating analysis
Capture and document credit decisions, conditions, and modifications
Collaborates with the Credit Analyst to perform portfolio management duties
Executes decisions to renew or modify deals
Communicates directly with clients regarding credit events and actions as needed
Works independently to pitch a more complex deal structure
Focus on continuous learning to keep up with ever-changing market dynamics
Mentor to more Junior PMs and Credit Analysts

Requirements

What you’ll need

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
At least 6 years credit analysis experience that includes midstream, power, and/or RBL
Advanced analytical skills, critical thinking and verbal and written communication skills
Professional presence (client-facing)
Experience managing an advanced commercial client portfolio with some degree of complexity
Ability to partner with all deal stakeholders including clients, relationship manager and credit teams
Expertise in financial and risk analysis, including financial modeling
Demonstrated expertise in using effective problem solving
Proficient with technology and ability to learn new applications

Benefits

Comp & perks

Comprehensive benefits programs
Differentiated compensation offerings

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysisfinancial analysisfinancial modelingrisk rating analysiscredit terms and conditionscollateral valuationcommitment letters generationcredit lending policy interpretationdeal structureportfolio management

Soft Skills

analytical skillscritical thinkingverbal communicationwritten communicationclient-facing presenceproblem solvingmentoringindependent workcollaborationbusiness development

Certifications

Bachelor's degree in BusinessBachelor's degree in FinanceBachelor's degree in Accounting