Fifth Third Bank

Portfolio Manager II – Energy

Fifth Third Bank

full-time

Posted on:

Location Type: Office

Location: Houston • Colorado • Texas • United States

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Salary

💰 $82,100 - $172,500 per year

About the role

  • Accountable for managing a portfolio of accounts
  • Review and recommend credit decisions
  • Partners with the Relationship Manager, forming the "coverage team" to meet with clients and participate in business development calls
  • Assess prospective client's viability for credit
  • Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
  • Value collateral
  • Generate commitment letters
  • Assist in providing business partners credit lending policy interpretation
  • Perform final risk rating analysis
  • Capture and document credit decisions, conditions, and modifications
  • Collaborates with the Credit Analyst to perform portfolio management duties
  • Executes decisions to renew or modify deals
  • Communicates directly with clients regarding credit events and actions as needed
  • Works independently to pitch a more complex deal structure
  • Focus on continuous learning to keep up with ever-changing market dynamics
  • Mentor to more Junior PMs and Credit Analysts

Requirements

  • Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
  • At least 6 years credit analysis experience that includes midstream, power, and/or RBL
  • Advanced analytical skills, critical thinking and verbal and written communication skills
  • Professional presence (client-facing)
  • Experience managing an advanced commercial client portfolio with some degree of complexity
  • Ability to partner with all deal stakeholders including clients, relationship manager and credit teams
  • Expertise in financial and risk analysis, including financial modeling
  • Demonstrated expertise in using effective problem solving
  • Proficient with technology and ability to learn new applications
Benefits
  • Comprehensive benefits programs
  • Differentiated compensation offerings
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysisfinancial analysisfinancial modelingrisk rating analysiscredit terms and conditionscollateral valuationcommitment letters generationcredit lending policy interpretationdeal structureportfolio management
Soft Skills
analytical skillscritical thinkingverbal communicationwritten communicationclient-facing presenceproblem solvingmentoringindependent workcollaborationbusiness development
Certifications
Bachelor's degree in BusinessBachelor's degree in FinanceBachelor's degree in Accounting