Credit Analyst II – Financial Institutions

Fifth Third Bank

. Partner with Portfolio Managers in credit and underwriting .

Posted 4/3/2026full-timeChicago • Illinois, North Carolina, Ohio, Texas • 🇺🇸 United StatesJuniorMid-Level💰 $53,400 - $109,500 per yearWebsite

About the role

Key responsibilities & impact

Partner with Portfolio Managers in credit and underwriting
Use critical thinking to identify and draft documentation
Regularly complete indicative credit information into Banking Systems
Prepare risk-rating scorecard and tickler event analysis
Develop risk models and advise PMs on obstacles
Verify covenants and define updates needed on ticklers
Monitor covenant completion and track past due or out of compliance covenants
Assess covenant compliance reporting and identify issues
Review covenant compliance certificates to understand performance
Update financial covenants and calculations as needed
Run Probability of Default (PD) model with oversight
Identify and recommend preliminary portfolio management actions
Prepare ALSR reports with oversight
Run risk and projection models with oversight assumptions provided
Complete underwriting process with limited oversight
Create and complete a CAM with little to no errors
Review and re-write renewals for deals of limited complexity
Responsible for portfolio analysis and development for Portfolio Reviews
Support Portfolio Managers and special projects

Requirements

What you’ll need

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
2+ years of Commercial Banking experience
Sound Financial and risk analysis understanding
Ability to develop financial models
Extensive Knowledge of banking products and services
Knowledge of corporate business structure and legal documents
General knowledge of U.S. government and regulation
Proficiency in internal banking applications
Strong problem-solving and analytical skills
Proficient in all Microsoft Office software

Benefits

Comp & perks

Comprehensive benefits
Differentiated compensation offerings
Incentive compensation plan based on performance
Programs supporting physical, financial, emotional, and social well-being

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysisunderwritingrisk modelingfinancial modelingcovenant complianceProbability of Default (PD) modelportfolio managementrisk assessmentfinancial calculationsbanking products

Soft Skills

critical thinkingproblem-solvinganalytical skillscommunicationattention to detailorganizational skillscollaborationadaptabilitytime managementleadership