Fifth Third Bank

Credit Analyst II – Financial Institutions

Fifth Third Bank

full-time

Posted on:

Location Type: Office

Location: Chicago • Illinois • North Carolina • United States

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Salary

💰 $53,400 - $109,500 per year

About the role

  • Partner with Portfolio Managers in credit and underwriting
  • Use critical thinking to identify and draft documentation
  • Regularly complete indicative credit information into Banking Systems
  • Prepare risk-rating scorecard and tickler event analysis
  • Develop risk models and advise PMs on obstacles
  • Verify covenants and define updates needed on ticklers
  • Monitor covenant completion and track past due or out of compliance covenants
  • Assess covenant compliance reporting and identify issues
  • Review covenant compliance certificates to understand performance
  • Update financial covenants and calculations as needed
  • Run Probability of Default (PD) model with oversight
  • Identify and recommend preliminary portfolio management actions
  • Prepare ALSR reports with oversight
  • Run risk and projection models with oversight assumptions provided
  • Complete underwriting process with limited oversight
  • Create and complete a CAM with little to no errors
  • Review and re-write renewals for deals of limited complexity
  • Responsible for portfolio analysis and development for Portfolio Reviews
  • Support Portfolio Managers and special projects

Requirements

  • Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
  • 2+ years of Commercial Banking experience
  • Sound Financial and risk analysis understanding
  • Ability to develop financial models
  • Extensive Knowledge of banking products and services
  • Knowledge of corporate business structure and legal documents
  • General knowledge of U.S. government and regulation
  • Proficiency in internal banking applications
  • Strong problem-solving and analytical skills
  • Proficient in all Microsoft Office software
Benefits
  • Comprehensive benefits
  • Differentiated compensation offerings
  • Incentive compensation plan based on performance
  • Programs supporting physical, financial, emotional, and social well-being
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysisunderwritingrisk modelingfinancial modelingcovenant complianceProbability of Default (PD) modelportfolio managementrisk assessmentfinancial calculationsbanking products
Soft Skills
critical thinkingproblem-solvinganalytical skillscommunicationattention to detailorganizational skillscollaborationadaptabilitytime managementleadership