Commercial Portfolio Manager II
Fifth Third Bank
full-time
Posted on:
Location Type: Office
Location: Tampa • Florida • United States
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About the role
- Accountable for managing a portfolio of accounts
- Review and recommend credit decisions
- Partners with the Relationship Manager to meet with clients and participate in business Development calls
- Assess prospective client's viability for credit
- Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
- Value collateral
- Generate commitment letters
- Assist in providing business partners credit lending policy interpretation
- Perform final risk rating analysis
- Capture and document credit decisions, conditions, and modifications
- Collaborates with the Credit Analyst to perform Portfolio management duties
- Establish and maintain Investor Group on lender Portal
- Perform Monitoring action and Conduct periodic deal Review
- Execute decisions to renew or modify deals
- Communicate directly with clients regarding credit events and actions as needed
- Works independently to pitch a more complex deal structure
- A focus on continuous learning to keep up with ever-changing market dynamics
- Mentor to more Junior PMs and Credit Analysts.
Requirements
- Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
- At least 6 years credit analysis and/or loan review experience in Commercial Banking
- Advanced analytical skills, critical thinking and verbal and written communication skills
- Professional presence (client-facing)
- Experience managing an advanced commercial client portfolio with some degree of complexity
- Ability to partner with all deal stakeholders including clients, relationship manager and credit teams
- Expertise in financial and risk analysis, including financial modeling
- Demonstrated expertise in using effective problem solving
- Proficient with technology and ability to learn new applications.
Benefits
- Comprehensive benefits
- Differentiated compensation offerings
- Physical, financial, emotional and social well-being benefits
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisloan reviewfinancial analysisfinancial modelingrisk rating analysiscredit terms and conditionscollateral valuationdeal structurecredit lending policy interpretationportfolio management
Soft Skills
analytical skillscritical thinkingverbal communicationwritten communicationclient-facing presenceproblem solvingmentoringindependent workcollaborationcontinuous learning