
Credit Analyst II
Fifth Third Bank
full-time
Posted on:
Location Type: Hybrid
Location: Atlanta • United States
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Salary
💰 $54,400 - $111,500 per year
About the role
- Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed
- Use critical thinking to identify and draft documentation
- Responsible for regularly completing indicative credit information into Banking Systems with little to no errors
- Preparing risk-rating scorecard and tickler event analysis
- Developing risk models and advising PMs of unforeseen obstacles
- Monitor covenant completion and track past due covenants
- Review covenant compliance certificates
- Running Probability of Default (PD) model with oversight
- Completing underwriting process with limited oversight.
- Create and complete a CAM with little to no errors
- Responsible for portfolio analysis and development for Portfolio Reviews.
Requirements
- Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
- 2+ years of Commercial Banking experience
- Sound Financial and risk analysis understanding
- Ability to develop financial models
- Extensive Knowledge of banking products and services
- Knowledge of corporate business structure and legal documents
- General knowledge of U.S. government and regulation
- Knowledge of the local or regional market preferred
- Proficiency in internal banking applications
- Strong verbal and written communication skills
- Ability to handle and prioritize multiple tasks.
- Proficient in all Microsoft Office software.
Benefits
- Extensive benefits programs supporting physical, financial, emotional and social well-being.
- Opportunities for incentive compensation based on performance.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisunderwritingrisk modelingfinancial modelingportfolio analysiscovenant complianceProbability of Default (PD) modelrisk-rating scorecardanalytical tasksBanking Systems
Soft Skills
critical thinkingstrong verbal communicationstrong written communicationability to prioritize tasksattention to detail
Certifications
Bachelor's degree in BusinessBachelor's degree in FinanceBachelor's degree in Accounting