Plan Consultant

Fidelity Investments

Plan Consultant drafting and negotiating retirement-plan documents and service contracts for Fidelity Workplace Investing. Reviewing compliance, protected benefits, amendments, exceptions, and client plan features.

Posted 8/15/2026full-timeSmithfield • Rhode Island, Texas • 🇺🇸 United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in drafting and executing Pre-Approved Plan Documents while ensuring compliance with ERISA and regulatory standards. Strong contract negotiation and communication skills are essential for collaborating with various stakeholders and managing multiple projects effectively.

Highest-signal resume keywords

Defined Contribution Retirement Plan ExperienceStrong Understanding of ERISAContract Negotiation SkillsExcellent Written and Verbal Communication SkillsCPA, CEBS, ERPA, or ASPPA Designation

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Drafting Plan DocumentsInterpreting Plan ProvisionsAnalyzing Plan DocumentsIdentifying IRC Section 411(d)(6) BenefitsCompleting Service Agreements

Soft Skills

Problem-Solving AbilitiesClient-Management SkillsTime Management

Tools & Technologies

Microsoft OfficeZoomMicrosoft TeamsSalesforcePlan CentralXTRAC

Certifications & Qualifications

CPACEBSERPAASPPA

Industry Keywords

401(k) Plans403(b) PlansRegulatory ComplianceService AgreementsPlan Adoption Agreements

About the role

Key responsibilities & impact

Draft and execute Fidelity’s Pre-Approved Plan Document
Interpret plan provisions from outside plan documents and identify potential document and operational integrity issues
Complete, negotiate, and finalize client Service Agreements with Fidelity
Analyze plan documents for compatibility with Fidelity’s Pre-Approved Plan Document
Identify IRC Section 411(d)(6) protected benefits and ensure timely amendments and updates for legal and regulatory changes
Review plan provisions and Fidelity services with employers, consultants, and attorneys to facilitate plan feature selection
Draft, negotiate, and finalize Pre-Approved Adoption Agreements and Service Agreements
Communicate project progress, issues, and accomplishments to the department and business partners
Review and negotiate document exceptions and service exceptions
Sign documents on behalf of FMTC and Fidelity Workplace Services
Participate in process improvement and companywide initiatives
Work on conversions and corporate actions for plans across all market segments
Collaborate with employers, consultants, advisors, attorneys, and internal business partners

Requirements

What you’ll need

Previous Defined Contribution retirement plan experience preferred
Strong understanding of ERISA and regulatory issues, especially those related to 401(k)/403(b) plans
College Degree or equivalent experience preferred
CPA, CEBS, ERPA, or ASPPA designation(s) preferred
Strong contract negotiation skills and ability to articulate a compelling, succinct point of view
Excellent written and verbal communication skills
Knowledge of Microsoft Office, Zoom, Microsoft Teams, Salesforce, Plan Central, and XTRAC
Ability to handle multiple projects simultaneously using proper time management and judgment
Demonstrated problem-solving and client-management abilities
Ability to apply learning and comprehend and explain technical concepts
Fidelity will not provide immigration sponsorship for this position
Applicants may be subject to restrictions related to certain criminal histories under applicable laws and regulations

Benefits

Comp & perks

Full-time onsite working model transitioning across regions and roles
Reasonable accommodations for applicants with disabilities
Diverse and inclusive workplace
Equal opportunity employer