Senior Risk Underwriter

FF Seguros

Strategic Professional for FF Seguros underwriting and product development team. Requires strong experience in risk underwriting, digital products, and market relationships.

Posted 4/14/2026full-timeSão Paulo • 🇧🇷 BrazilSeniorWebsite

About the role

Key responsibilities & impact

Participate in the development and monitoring of products on the digital platform.
Perform technical risk underwriting for SME business, condominium, and residential segments.
Analyze proposals, identify exposures, and define terms, limits, deductibles and appropriate pricing.
Support the commercial/sales team in negotiations with brokers, providing technical insight and competitive solutions.
Maintain close market engagement with active broker relationships, participating in meetings, commercial visits and strategic initiatives.
Conduct technical and commercial visits when necessary to better understand risks and strengthen relationships with partners.
Attend events, meetings and occasional travel, representing the company and supporting business development.
Monitor portfolio performance (loss ratio, rate, retention), suggesting adjustments when necessary.
Work on the review and continuous improvement of products, including coverages, policy wordings and underwriting rules.

Requirements

What you’ll need

Strong experience in comprehensive risk underwriting for SME business, condominium and residential lines.
Experience in the SME market and with digital products.
Established relationships with brokers in these segments for meetings and strategic visits.
Experience in product development and management for the SME segment.
Advanced/Fluent English for communication in a global environment.
Bachelor's degree in Business Administration, Finance, Economics, Engineering, Actuarial Science or related fields.

Benefits

Comp & perks

Food Allowance
Meal Voucher
Life Insurance
Childcare assistance and/or babysitter allowance
Profit Sharing (PLR) | Bonus potential
Fresh Fruit Program | A fruit available every day
Breakfast provided daily
Day Off | A day off to celebrate your birthday
Benefits Club
Short Fridays | 08:00 to 12:00
Health insurance
Dental coverage
Transportation (company shuttle)
Private Pension Plan | Optional benefit
Equity Plan (Stock Plan) | Optional benefit

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

risk underwritingproduct developmentportfolio performance monitoringpricing analysispolicy wording reviewdeductible definitionexposure identificationterms and limits definitioncommercial negotiationmarket analysis

Soft Skills

relationship managementcommunicationnegotiationstrategic thinkingcollaborationproblem-solvingadaptabilitypresentation skillsteam supportcustomer engagement

Certifications

Bachelor's degree