Senior Credit Manager

Ferguson

Credit Manager overseeing credit, collections, and accounts receivable operations at Ferguson. Protecting company assets while supporting sales growth and optimizing return on receivables.

Posted 8/3/2026full-timeSan Marcos • Texas • 🇺🇸 United StatesSenior💰 $7,841 - $13,833 per monthWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit evaluation, collections strategy, and financial statement analysis while ensuring compliance with relevant laws and regulations. Proven ability to lead and develop teams, manage customer relationships, and execute effective collection strategies in a fast-paced environment.

Highest-signal resume keywords

Credit EvaluationCollections StrategyFinancial Statement AnalysisLeadership ExperienceCompliance Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit EvaluationCollections StrategyFinancial Statement AnalysisPortfolio ManagementRisk AnalysisDelinquent Account ManagementCredit Limit ManagementLegal EscalationUCC FundamentalsSecondary Security Concepts

Soft Skills

Analytical SkillsDecision-Making SkillsCommunication AbilitiesRelationship-Building SkillsPriority Management

Tools & Technologies

Enterprise SystemsVendor Systems

Industry Keywords

Accounts ReceivableConstruction IndustrySarbanes-OxleyFDCPAECOA

About the role

Key responsibilities & impact

Evaluate and approve credit applications, limits, and account changes based on risk analysis
Monitor customer balances and aging; take action on delinquent accounts
Develop and execute effective collection strategies
Review and manage credit limits and lien rights to protect company interests
Resolve disputes in partnership with sales and customers
Manage bad debt exposure, including recovery efforts and legal escalation when necessary
Ensure compliance with applicable laws and regulations (e.g., UCC, FDCPA, ECOA, liens, bonds, Sarbanes-Oxley)
Partner with sales teams through regular branch interaction and customer visits
Structure credit solutions (e.g., joint check agreements) for project-based accounts
Handle complex, high-risk, or exception accounts beyond standard authority
Lead, coach, and develop credit team members

Requirements

What you’ll need

Bachelor’s degree in Finance or related field preferred
Credit, Collections, or Accounts Receivable experience (construction industry preferred)
Strong analytical and decision-making skills with sound business judgment
Excellent communication and relationship-building abilities
Ability to manage priorities and perform effectively in a fast-paced environment
Leadership or team development experience preferred
Sales process understanding
Credit evaluation and portfolio management
Financial Statement Analysis
Collections strategy and execution
Customer and branch relationship management
Secondary security concepts
Uniform Commercial Code (UCC) fundamentals
Enterprise and vendor systems proficiency

Benefits

Comp & perks

Health insurance
Dental insurance
Vision insurance
Paid time off
Life insurance
401(k) with a company match
Mental health coverage
Gender affirming and family building benefits
Paid parental leave
Associate discounts
Community involvement opportunities