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Field Property Claims Adjuster
Farmers InsuranceField Property Claims Adjuster conducting both virtual and on-site investigations of property damage for Farmers Insurance. Evaluating claims, negotiating settlements, and representing the company in public interactions.
Posted 6/10/2026full-timeRemote • North Dakota • 🇺🇸 United StatesMid-LevelSenior💰 $26 per hourWebsite
About the role
Key responsibilities & impact- Conduct both virtual and on-site investigations by visiting policyholders’ residences to assess property damage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
- Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
- Evaluate and report on potential subrogation opportunities.
- Reports incidents involving theft, fraud, or arson to appropriate state and industry agencies.
- Perform duties independently, with work directly impacting management outcomes.
- Acts as a company representative in public interactions, maintaining a professional demeanor consistent with management standards.
- Engages regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other relevant parties.
- Use strong customer service skills to negotiate with policyholders to settle the claim.
- Performs additional duties as assigned.
- Promotes safety at all times and complies with safety/ergonomic standards as outlined in relevant company published manuals. Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 23 days. Although this is not a CAT-specific role, hires will be expected to commit to 1–3 CAT deployments per year.
Requirements
What you’ll need- High School diploma or equivalent required.
- Excellent Customer service experience, preferably in a retail environment.
- Construction or Insurance experience is highly desirable and preferred.
- Excellent communication skills – both oral and written.
- Computer Literate: MS Word, Excel, Outlook.
- Proficiency with smartphones and applications.
- Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
- Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
- Valid driver's license and Bondable. Final candidates will also be subject to a Motor Vehicle Record background check as this position may include a company vehicle.
Benefits
Comp & perks- Paid training through the award-winning and industry-leading University of Farmers.
- Flexibility and independence to work outside the confines of a desk job.
- Total Rewards Benefits Package: 401K and a competitive starting salary.
- Rapid growth potential and management opportunities for success-oriented people through education, mentorship programs, and inspirational leadership at a company you can be proud of.
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
claims handlingproperty damage assessmentliability determinationloss evaluationnegotiationsubrogation evaluationcustomer serviceinsurance policy knowledgepaperless environmentsafety compliance
Soft Skills
excellent communicationoutgoing personalityindependent workprofessional demeanorstakeholder engagementnegotiation skillseagerness to learninterpersonal skillsteam collaborationadaptability
Certifications
High School diplomavalid driver's licensebondable