Farmarin Indústria e Comércio Ltda

Financial Planning and Analysis

• Coordinate all Treasury activities, including liquidity management, cash flow, debt and financial investments;
• Manage daily, weekly, monthly and long‑term cash flow (forecasts), ensuring accuracy and predictability;
• Monitor and optimize the company’s working capital, acting strategically on DPO, DSO and inventory levels;
• Structure and execute capital‑raising strategies;
• Manage financial instruments and derivatives (financial hedging and hedge accounting), ensuring compliance with accounting standards;
• Monitor financial contracts, debt, covenants and relationships with banks and financial institutions;
• Define and implement credit policies aligned with the company’s strategy;
• Supervise customer credit and risk analyses, establishing limits and mitigating delinquency;
• Monitor credit indicators (delinquency, aging lists, provisions) and implement preventive and corrective actions;
• Manage the Accounts Payable function, ensuring efficient processing, accuracy and payment compliance;
• Work with Purchasing and Supply Chain to optimize payment terms and negotiate with suppliers (DPO management);
• Ensure timely fulfillment of financial obligations, avoiding operational and financial risks;
• Implement process improvements and automation in the payments area;
• Responsible for foreign exchange closings (imports and exports);
• Manage FX exposure and protection strategies (hedging);
• Ensure compliance with local and international foreign exchange regulations;
• Develop, review and implement financial policies, procedures and internal controls;
• Ensure adherence to accounting, regulatory and audit standards;
• Participate directly in internal and external audits, providing necessary support and documentation;
• Manage corporate insurance policies, ensuring adequate coverage and risk control;
• Support the monthly financial close, ensuring the quality and timeliness of information;
• Prepare management reports and financial dashboards to support executive decision‑making;
• Analyze cash variances, budget and financial performance;
• Monitor the investment (CAPEX) budget, comparing planned vs. actual;
• Lead continuous improvement, automation and digital transformation initiatives in the areas under your management;
• Drive process improvements and operational efficiency;
• Lead, develop and engage the team, fostering a high‑performance environment;
• Set objectives, monitor performance and train the technical team;
• Act as a change agent and integrator between finance and other business areas.

Financial Manager