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Private Banker 2
F.N.B. CorporationPrivate Banker 2 responsible for marketing private banking services in Pennsylvania. Managing client relationships and providing exceptional service to business owners and professionals.
About the role
Key responsibilities & impact- Markets private banking products and services to business owners and executives, professionals and Centers of Influence (COI) within an assigned geographic region.
- Opportunities are primarily developed by cultivating a strong referral network of internal associates in Commercial, Retail and Wealth lines of business as well as external COIs such as realtors, accountants and attorneys.
- Constructively interacts with other lines of business partners across a wide range of functional areas to provide a consistently outstanding service level with respect to new loan processing, underwriting and closing, deposit account servicing and expansion, wealth management and insurance relationship development.
- Maintains and develops existing private banking relationships, provides quality service and advice and cross sells products and services including deposits, loans, wealth and insurance services.
- Ensures regular client communication to optimize relationship opportunities.
- Analyzes and evaluates personal financial statements, tax returns, credit bureau reports, appraisals and other credit-related documentation in support of gaining approval for mortgage and consumer loan requests.
- Periodically develops cash flow schedules and provides other credit memoranda in support of loan requests.
- Reviews all related legal documentation and handles client negotiation.
- Develops and maintains a personal program for achieving knowledge of private banking related subject matter including developing associated skills in the areas of consumer and mortgage underwriting, personal finance, wealth management and insurance.
- Demonstrates interpersonal behavior, attitude, judgment, communication and initiative with prospect, clients and associates.
- Performs other related duties and projects as assigned.
Requirements
What you’ll need- BA or BS
- 5+ years of experience
- Excellent organizational, analytical and interpersonal skills
- Excellent communication skills, both written and verbal
- Detail-oriented
- Excellent customer service skills
- Ability to use a personal computer and job-related software
- MS Word - Basic Level
- MS Excel - Intermediate Level
- Ability to work and multi-task in a fast paced environment
- Background demonstrates capacity to achieve at a high level in terms of sales activities, new household generation and cross sells
- Strong underwriting acumen and prior experience with closed referrals to Wealth preferred
- Nationwide Mortgage Licensing System and Registry Identifier required
Benefits
Comp & perks- F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
- Discrimination and harassment free workplace.
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Financial Statement AnalysisTax Return EvaluationCredit Bureau Report AnalysisCash Flow Schedule DevelopmentLoan ProcessingMortgage UnderwritingConsumer Loan Underwriting
Soft Skills
Excellent Communication SkillsDetail-OrientedOrganizational SkillsInterpersonal SkillsInitiative
Certifications
Nationwide Mortgage Licensing System and Registry Identifier