EXL

Senior Actuarial Analyst – Objections

EXL

full-time

Posted on:

Location Type: Hybrid

Location: India

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Job Level

Senior

Tech Stack

GoPythonSQL

About the role

  • Handle complex actuarial and methodological DOI objections across products and states.
  • Partner with LOB actuarial teams to support Rate indications, Trend selections, Rating relativities, Actuarial justification, Impact assessment, Go / no-go filing decisions
  • Define and execute comprehensive objection response strategies that are accurate, consistent, and regulatory-defensible.
  • Review, mentor, and approve objection responses prepared by operations analysts and actuarial staff.
  • Ensure all responses align with DOI regulations, filing rules, and actuarial standards.
  • Act as a key liaison between actuarial, product, compliance, and regulatory teams.
  • Identify, categorize, and tag objection themes across filings and states.
  • Track mitigation actions and drive continuous improvement in pricing, modeling, and filing strategies.
  • Proactively anticipate regulatory concerns and guide teams to reduce objection risk in future filings.
  • Be able to look at objection trends received over time, identify patterns and provide recommendations on ways to reduce them in future
  • Create automated and/or optimized processes to turn around standard objection responses quickly
  • Stay updated with best practices in actuarial methodologies and techniques.
  • Mentor and provide guidance to junior team members as needed.

Requirements

  • Bachelor’s/Master's degree in engineering, economics, mathematics, actuarial sciences or statistics.
  • Affiliation to IAI or IFOA, with 6+ CT actuarial exams will be an added advantage
  • 6+ years Actuarial experience in the US P&C insurance industry
  • Hands on experience in pricing required
  • Excellent project management skills
  • Strong understanding of insurance product design, pricing methodologies, and rating structures.
  • Deep familiarity with DOI regulations, SERFF filings, and objection patterns across all states.
  • Proven experience interpreting and validating Pricing and predictive model outputs, Assumptions and trend selections, Impact and sensitivity analyses
  • Ability to translate complex actuarial concepts into clear, regulator-ready communication.
  • Excellent strategic thinking and influencing skills across cross-functional teams.
  • Experience mentoring and reviewing analytical or actuarial work.
  • Advanced skills in Excel, SQL, Python and other relevant tools for data analysis
  • Strong sense of collaborative mindset and good team player
  • Excellent analytical and problem-solving skills, attention to detail, with the ability to analyze complex data and make data-driven decisions.
  • Strong communication skills, including the ability to effectively communicate actuarial concepts to both technical and non-technical stakeholders.
  • Ability to work independently and collaboratively in a team-oriented environment.
  • Detail-oriented with strong organizational and time management skills.
  • Ability to adapt to changing priorities and deadlines in a fast-paced environment.
  • High attention to detail with strong documentation and quality-control mindset.
Benefits
  • Proficient in Excel, SERFF, Adobe, Power BI, Tableau, JIRA, DevOps, etc.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
actuarial methodologiespricingdata analysispredictive modelingimpact analysissensitivity analysisobjection response strategiesregulatory complianceDOI regulationsrating structures
Soft Skills
project managementstrategic thinkinginfluencing skillsmentoringanalytical skillsproblem-solvingcommunication skillscollaborative mindsetorganizational skillsattention to detail
Certifications
Bachelor's degreeMaster's degreeIAI affiliationIFOA affiliationCT actuarial exams