EXL

Senior Manager – Data Science, Data Scientist

EXL

full-time

Posted on:

Location Type: Hybrid

Location: Gurugram • 🇮🇳 India

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Job Level

Senior

Tech Stack

PandasPythonScikit-LearnSQL

About the role

  • Design and build credit risk scorecards (application, behavioral, and collections scorecards) to predict creditworthiness and optimize account management strategies.
  • Extract, clean, and preprocess data from various sources using SQL.
  • Develop and implement machine learning models for collections performance and delinquency prediction using Python (including libraries like pandas, scikit-learn).
  • Monitor model performance, conduct backtesting, recalibration, and validation adhering to regulatory standards.
  • Collaborate with business and data teams to translate credit risk requirements into modeling specifications.
  • Document modeling processes, assumptions, and results for internal governance and audit purposes.

Requirements

  • Bachelor’s in Engineering or Master’s degree in Statistics, Mathematics
  • Familiarity with credit bureau data and experience working in a BFSI environment.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
SQLPythonmachine learningdata preprocessingmodel performance monitoringbacktestingrecalibrationvalidationdata extractiondata cleaning
Soft skills
collaborationdocumentationcommunication