Product Performance Actuary

Ethos

Actuary leading mortality analytics and actuarial assumption modeling for Ethos Life. Driving strategies to improve product competitiveness and financial integrity with data-driven insights.

Posted 6/2/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSenior💰 $150,000 - $266,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Own mortality-related assumptions and other actuarial inputs across product development, forecasting, and financial reporting.
Lead the development and maintenance of expected mortality models, assumption frameworks, and experience studies.
Leverage leading data points, such as post-issue audit data and mortality risk scores, to predict mortality before experience is fully credible.
Monitor actual-to-expected mortality experience and work collaboratively with underwriting and data science teams.
Design and complete protective value studies to quantify the mortality lift of underwriting requirements.
Quantify the impact of applicant behavior on overall expected mortality and mortality curve shapes.
Utilize AI to accelerate pace of insights and maximize business impact.
Serve as the Ethos mortality subject matter expert, advising senior leaders internally and engaging with key partners externally, translating technical work into actionable business recommendations.

Requirements

What you’ll need

FSA or near-FSA designation preferred; experienced ASA candidates considered.
5+ years of experience in life insurance actuarial roles with exposure to both mortality and underwriting models.
Proven ability to translate third-party data, post-issue audits, and other leading indicators into expected mortality outcomes.
Experience with assumption setting for life insurance pricing, forecasting, or valuation across a broad range of products.
Track record of partnering with finance, product, and underwriting teams—aligning actuarial rigor with business velocity.
Familiarity with modern data tools and pipelines (SQL, dbt, Snowflake, etc.).
Strong statistical modeling skills in R or Python.
Proficiency with Excel and actuarial modeling tools.
Excellent communication skills, able to translate technical work for non-actuarial audiences.

Benefits

Comp & perks

Health insurance
401(k) matching
Flexible work hours
Paid time off
Professional development opportunities

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

mortality modelingassumption frameworksexperience studiesstatistical modelinglife insurance pricingforecastingvaluationdata translationmortality risk scoresprotective value studies

Soft Skills

communicationcollaborationadvisingtranslating technical workpartneringbusiness recommendationsaligning actuarial rigorinsight acceleration

Certifications

FSAASA